{"id":14285,"date":"2025-09-01T22:34:22","date_gmt":"2025-09-01T21:34:22","guid":{"rendered":"https:\/\/recette-americas.msh-intl.com\/individuals\/"},"modified":"2026-01-19T20:37:14","modified_gmt":"2026-01-19T19:37:14","slug":"individuals","status":"publish","type":"page","link":"https:\/\/www.americas.msh-intl.com\/fr\/individuals\/","title":{"rendered":"Particuliers"},"content":{"rendered":"<div class=\"wpb-content-wrapper\">[vc_row full_width=\u00a0\u00bbstretch_row\u00a0\u00bb full_height=\u00a0\u00bbyes\u00a0\u00bb pix_particles_check=\u00a0\u00bb\u00a0\u00bb el_id=\u00a0\u00bbheader-landing\u00a0\u00bb b_custom_height=\u00a0\u00bb180px\u00a0\u00bb el_class=\u00a0\u00bbtransition-opacity top_hed1&Prime; css=\u00a0\u00bb.vc_custom_1758660435804{background-image: url(https:\/\/www.americas.msh-intl.com\/wp-content\/uploads\/2025\/09\/lp_particulier.jpg?id=5359) !important;}\u00a0\u00bb][vc_column el_id=\u00a0\u00bbheader-home-wrapper-1&Prime;][vc_row_inner el_id=\u00a0\u00bbheader-home-child\u00a0\u00bb el_class=\u00a0\u00bbh-lp-1&Prime;][vc_column_inner width=\u00a0\u00bb1\/2&Prime; el_id=\u00a0\u00bbheader-home-child-1&Prime;]<div id=\"el1749908815488-4a729b0b-d0fe\" class=\"pix-el-text   w-100  \" ><p class=\"\"><p class=\"subtitle\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/09\/users-1.svg\" \/>Personal coverage<\/p>\n<h1>At work or in the<br \/>\ngreat outdoors:<br \/>\nMSH has you covered<\/h1>\n<p>Wherever life takes you, MSH protects your health and<br \/>\nwell-being. Travel, work, or explore, we provide reliable coverage so you can focus on what matters most.<\/p>\n<\/p><\/div><a  href=\"\/product-overview\/\" class=\"btn mb-2 arrow-right-back-purple-hover o3 contact-us     btn-primary d-inline-flex align-items-center      btn-md\"     ><span class=\" \" >View Our Products<\/span><\/a><div id=\"img-81cca3707826f9f0b3c4016695b30f09\" class=\"pix-img-element d-inline-block \" ><div class=\"pix-img-el     text-center d-inline-block slider-image-mobile o4 w-100 rounded-0\"  ><img loading=\"lazy\" decoding=\"async\" width=\"398\" height=\"326\" src=\"\/wp-content\/uploads\/2025\/09\/slider-landing-1-mobile.webp\" class=\"pix-img-elem rounded-0\" alt=\"Image link\" srcset=\"\/wp-content\/uploads\/2025\/09\/slider-landing-1-mobile.webp 398w, \/wp-content\/uploads\/2025\/09\/slider-landing-1-mobile-300x246.webp 300w\" sizes=\"auto, (max-width: 398px) 100vw, 398px\" \/><\/div><\/div>[\/vc_column_inner][vc_column_inner width=\u00a0\u00bb1\/2&Prime; el_id=\u00a0\u00bbheader-home-child-2&Prime;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row full_width=\u00a0\u00bbstretch_row_content\u00a0\u00bb pix_particles_check=\u00a0\u00bb\u00a0\u00bb el_id=\u00a0\u00bboffres\u00a0\u00bb css=\u00a0\u00bb.vc_custom_1765293383411{padding-top: 60px !important;padding-bottom: 50px !important;background-color: #F8F2FE !important;}\u00a0\u00bb el_class=\u00a0\u00bboffrewhite offres-landing lp-1&Prime;][vc_column el_id=\u00a0\u00bboffres-1&Prime;][vc_column_text css=\u00a0\u00bb\u00a0\u00bb el_class=\u00a0\u00bboffres-1-text\u00a0\u00bb]\r\n<h2 class=\"title\">We have the assurances solution for all your travel needs!<\/h2>\r\n<p style=\"text-align: center;\">                                                                <div class=\"offres-cards\" id=\"offres-6e624bc1-1c32-4877-9d2b-47d1db961b46\" data-offres-instance=\"offres-6e624bc1-1c32-4877-9d2b-47d1db961b46\">\n                                                                    <div class=\"offres-tabs-container offres-tabs-container-2\">\n                                                                        <div class=\"offres-tabs\" role=\"tablist\" aria-label=\"Filtre des offres\">\n                                                                                                                                                            <button class=\"offres-tab\" role=\"tab\" aria-selected=\"false\" data-type=\"particulier\">\n                                                                                                                                                                            <img decoding=\"async\" class=\"offres-tab-icon\" src=\"\/wp-content\/uploads\/2025\/06\/icon-persons.svg\" alt=\"\" loading=\"lazy\" \/>\n                                                                                                                                                                        <span class=\"offres-tab-label xxx\">Particulier<\/span>\n                                                                                <\/button>\n                                                                                                                                                            <button class=\"offres-tab\" role=\"tab\" aria-selected=\"false\" data-type=\"students-and-school-administrators\">\n                                                                                                                                                                            <span class=\"offres-tab-icon\" aria-hidden=\"true\"><\/span>\n                                                                                                                                                                        <span class=\"offres-tab-label xxx\">Students and School Administrators<\/span>\n                                                                                <\/button>\n                                                                                                                                                    <\/div>\n                                                                    <\/div>\n\n                                                                    <div class=\"offres-grid offres-grid-xxx\" role=\"region\" aria-live=\"polite\">\n                                                                                                                                                    <article class=\"offre-card offre-oui\" data-type=\"particulier\">\n                                                                                                                                                                    <div class=\"offre-body\">\n                                                                                        <button class=\"offre-toggle\"><span class=\"arrow\"><\/span><\/button>\n                                                                                                                                                                                    <div class=\"offre-categorie\">\n                                                                                                <img decoding=\"async\" width=\"1\" height=\"1\" src=\"\/wp-content\/uploads\/2025\/06\/world-2-icon.svg\" class=\"offre-categorie-icon\" alt=\"\" loading=\"lazy\" \/><span class=\"offre-categorie-text\">Visitors to Canada<\/span>                                                                                            <\/div>\n                                                                                                                                                                                                                                                                            <div class=\"offre-title\"><h2>Discover Canada<span style=\"color: #7900f0\"><br \/>\n<\/span><\/h2>\n<\/div>\n                                                                                                                                                                                                                                                                            <div class=\"offre-media\">\n                                                                                                <img decoding=\"async\" width=\"271\" height=\"150\" src=\"\/wp-content\/uploads\/2025\/12\/Products1.png\" class=\"offre-img\" alt=\"\" loading=\"lazy\" \/>                                                                                            <\/div>\n                                                                                                                                                                                                                                                                            <div class=\"offre-text\"><p>This plan provides visitors to Canada and Super Visa holders with affordable emergency medical coverage for single or multiple trips<\/p>\n<\/div>\n                                                                                                                                                                            <\/div>\n                                                                                    <div class=\"offre-footer\">\n                                                                                                                                                                                    <div class=\"offre-garanties\">\n                                                                                                                                                                                                                                                                                                    <ul class=\"offre-garanties-list\">\n                                                                                                                                                                                                                    <li>Coverage up to $1 Million<\/li>\n                                                                                                                                                                                                                <li>Flexible limits &amp; monthly payments<\/li>\n                                                                                                                                                                                                                <li>Pre-existing conditions covered*<\/li>\n                                                                                                                                                                                                                <li>Trusted Super Visa protection<\/li>\n                                                                                                                                                                                                        <\/ul>\n                                                                                                                                                                                        <\/div>\n                                                                                                                                                                        <\/div>\n                                                                                                    <div class=\"offre--btn\">\n                                                                                            <a href=\"https:\/\/www.americas.msh-intl.com\/fr\/firstexpat\/\" class=\"with-image-link-acf arrow-right-purple white\" target=\"\" rel=\"\">\n                                                                                                <span class=\"span-1\"><\/span>\n                                                                                                <span class=\"span-2\">First&#039;Expat+<\/span>\n                                                                                            <\/a>\n                                                                                        <\/div>\n                                                                                                                                                                        <\/article>\n                                                                                <article class=\"offre-card offre-oui\" data-type=\"students-and-school-administrators\">\n                                                                                                                                                                    <div class=\"offre-body\">\n                                                                                        <button class=\"offre-toggle\"><span class=\"arrow\"><\/span><\/button>\n                                                                                                                                                                                    <div class=\"offre-categorie\">\n                                                                                                <img decoding=\"async\" width=\"1\" height=\"1\" src=\"\/wp-content\/uploads\/2025\/06\/flight-icon.svg\" class=\"offre-categorie-icon\" alt=\"\" loading=\"lazy\" \/><span class=\"offre-categorie-text\">Travelling Canadians<\/span>                                                                                            <\/div>\n                                                                                                                                                                                                                                                                            <div class=\"offre-title\"><h2>Canuck Voyage<span style=\"color: #7900f0\"><br \/>\n<\/span><\/h2>\n<\/div>\n                                                                                                                                                                                                                                                                            <div class=\"offre-media\">\n                                                                                                <img decoding=\"async\" width=\"271\" height=\"150\" src=\"\/wp-content\/uploads\/2025\/12\/Products2.png\" class=\"offre-img\" alt=\"\" loading=\"lazy\" \/>                                                                                            <\/div>\n                                                                                                                                                                                                                                                                            <div class=\"offre-text\"><p>Emergency medical coverage for travelling Canadians. Travel with confidence and peace of mind, knowing you\u2019re protected wherever your adventures take you<\/p>\n<\/div>\n                                                                                                                                                                            <\/div>\n                                                                                    <div class=\"offre-footer\">\n                                                                                                                                                                                    <div class=\"offre-garanties\">\n                                                                                                                                                                                                                                                                                                    <ul class=\"offre-garanties-list\">\n                                                                                                                                                                                                                    <li>Coverage up to $7 Million<\/li>\n                                                                                                                                                                                                                <li>Single-trip &amp; multi-trip plans<\/li>\n                                                                                                                                                                                                                <li>Emergency medical care worldwide<\/li>\n                                                                                                                                                                                                                <li>Flexible deductible options<\/li>\n                                                                                                                                                                                                                <li>Top up or extend coverage<\/li>\n                                                                                                                                                                                                        <\/ul>\n                                                                                                                                                                                        <\/div>\n                                                                                                                                                                        <\/div>\n                                                                                                    <div class=\"offre--btn\">\n                                                                                            <a href=\"https:\/\/www.americas.msh-intl.com\/fr\/firstexpat-2\/\" class=\"with-image-link-acf arrow-right-purple white\" target=\"\" rel=\"\">\n                                                                                                <span class=\"span-1\"><\/span>\n                                                                                                <span class=\"span-2\">First&#039;Expat+<\/span>\n                                                                                            <\/a>\n                                                                                        <\/div>\n                                                                                                                                                                        <\/article>\n                                                                                <article class=\"offre-card offre-oui\" data-type=\"particulier\">\n                                                                                                                                                                    <div class=\"offre-body\">\n                                                                                        <button class=\"offre-toggle\"><span class=\"arrow\"><\/span><\/button>\n                                                                                                                                                                                    <div class=\"offre-categorie\">\n                                                                                                <img decoding=\"async\" width=\"1\" height=\"1\" src=\"\/wp-content\/uploads\/2025\/06\/book-icon.svg\" class=\"offre-categorie-icon\" alt=\"\" loading=\"lazy\" \/><span class=\"offre-categorie-text\">Working Expat<\/span>                                                                                            <\/div>\n                                                                                                                                                                                                                                                                            <div class=\"offre-title\"><h2>LivExpat<span style=\"color: #7900f0\"><br \/>\n<\/span><\/h2>\n<\/div>\n                                                                                                                                                                                                                                                                            <div class=\"offre-media\">\n                                                                                                <img decoding=\"async\" width=\"542\" height=\"300\" src=\"\/wp-content\/uploads\/2025\/12\/LivExpat-Plan-1.png\" class=\"offre-img\" alt=\"\" loading=\"lazy\" srcset=\"\/wp-content\/uploads\/2025\/12\/LivExpat-Plan-1.png 542w, \/wp-content\/uploads\/2025\/12\/LivExpat-Plan-1-300x166.png 300w\" sizes=\"auto, (max-width: 542px) 100vw, 542px\" \/>                                                                                            <\/div>\n                                                                                                                                                                                                                                                                            <div class=\"offre-text\"><p>A comprehensive health insurance solution designed for people living, working, or traveling abroad long-term<\/p>\n<\/div>\n                                                                                                                                                                            <\/div>\n                                                                                    <div class=\"offre-footer\">\n                                                                                                                                                                                    <div class=\"offre-garanties\">\n                                                                                                                                                                                                                                                                                                    <ul class=\"offre-garanties-list\">\n                                                                                                                                                                                                                    <li>Array of options<\/li>\n                                                                                                                                                                                                                <li>Solutions for all<\/li>\n                                                                                                                                                                                                                <li>Customizable for unique requirements<\/li>\n                                                                                                                                                                                                                <li>Available worldwide<\/li>\n                                                                                                                                                                                                        <\/ul>\n                                                                                                                                                                                        <\/div>\n                                                                                                                                                                        <\/div>\n                                                                                                    <div class=\"offre--btn\">\n                                                                                            <a href=\"https:\/\/www.americas.msh-intl.com\/fr\/firstexpat-5\/\" class=\"with-image-link-acf arrow-right-purple white\" target=\"\" rel=\"\">\n                                                                                                <span class=\"span-1\"><\/span>\n                                                                                                <span class=\"span-2\">First&#039;Expat+<\/span>\n                                                                                            <\/a>\n                                                                                        <\/div>\n                                                                                                                                                                        <\/article>\n                                                                                <article class=\"offre-card offre-oui\" data-type=\"particulier\">\n                                                                                                                                                                    <div class=\"offre-body\">\n                                                                                        <button class=\"offre-toggle\"><span class=\"arrow\"><\/span><\/button>\n                                                                                                                                                                                    <div class=\"offre-categorie\">\n                                                                                                <img decoding=\"async\" width=\"1\" height=\"1\" src=\"\/wp-content\/uploads\/2025\/12\/Student_icon.svg\" class=\"offre-categorie-icon\" alt=\"\" loading=\"lazy\" \/><span class=\"offre-categorie-text\">International Students<\/span>                                                                                            <\/div>\n                                                                                                                                                                                                                                                                            <div class=\"offre-title\"><h2>Student Insurance<\/h2>\n<\/div>\n                                                                                                                                                                                                                                                                            <div class=\"offre-media\">\n                                                                                                <img decoding=\"async\" width=\"542\" height=\"300\" src=\"\/wp-content\/uploads\/2025\/12\/Student-Plan-1.png\" class=\"offre-img\" alt=\"\" loading=\"lazy\" srcset=\"\/wp-content\/uploads\/2025\/12\/Student-Plan-1.png 542w, \/wp-content\/uploads\/2025\/12\/Student-Plan-1-300x166.png 300w\" sizes=\"auto, (max-width: 542px) 100vw, 542px\" \/>                                                                                            <\/div>\n                                                                                                                                                                                                                                                                            <div class=\"offre-text\"><p>We provide streamlined plans designed to support students with reliable coverage, simplified administration, and dedicated support for their wellbeing<\/p>\n<\/div>\n                                                                                                                                                                            <\/div>\n                                                                                    <div class=\"offre-footer\">\n                                                                                                                                                                                    <div class=\"offre-garanties\">\n                                                                                                                                                                                                                                                                                                    <ul class=\"offre-garanties-list\">\n                                                                                                                                                                                                                    <li>24\/7 Multi-language Support<\/li>\n                                                                                                                                                                                                                <li>Global Network of 1.3 Million Medical Facilities<\/li>\n                                                                                                                                                                                                                <li>Virtual Healthcare Options<\/li>\n                                                                                                                                                                                                                <li>Student, Family, &amp; Administrative Support<\/li>\n                                                                                                                                                                                                        <\/ul>\n                                                                                                                                                                                        <\/div>\n                                                                                                                                                                        <\/div>\n                                                                                                    <div class=\"offre--btn\">\n                                                                                            <a href=\"https:\/\/www.americas.msh-intl.com\/fr\/firstexpat-3\/\" class=\"with-image-link-acf arrow-right-purple white\" target=\"\" rel=\"\">\n                                                                                                <span class=\"span-1\"><\/span>\n                                                                                                <span class=\"span-2\">First&#039;Expat+<\/span>\n                                                                                            <\/a>\n                                                                                        <\/div>\n                                                                                                                                                                        <\/article>\n                                                                                <article class=\"offre-card offre-oui\" data-type=\"particulier\">\n                                                                                                                                                                    <div class=\"offre-body\">\n                                                                                        <button class=\"offre-toggle\"><span class=\"arrow\"><\/span><\/button>\n                                                                                                                                                                                    <div class=\"offre-categorie\">\n                                                                                                <img decoding=\"async\" width=\"1\" height=\"1\" src=\"\/wp-content\/uploads\/2025\/09\/e-learning-1.svg\" class=\"offre-categorie-icon\" alt=\"\" loading=\"lazy\" \/><span class=\"offre-categorie-text\">Administrative support<\/span>                                                                                            <\/div>\n                                                                                                                                                                                                                                                                            <div class=\"offre-title\"><h2>School Administrators<\/h2>\n<\/div>\n                                                                                                                                                                                                                                                                            <div class=\"offre-media\">\n                                                                                                <img decoding=\"async\" width=\"542\" height=\"300\" src=\"\/wp-content\/uploads\/2025\/12\/School-admin-plan-2.png\" class=\"offre-img\" alt=\"\" loading=\"lazy\" srcset=\"\/wp-content\/uploads\/2025\/12\/School-admin-plan-2.png 542w, \/wp-content\/uploads\/2025\/12\/School-admin-plan-2-300x166.png 300w\" sizes=\"auto, (max-width: 542px) 100vw, 542px\" \/>                                                                                            <\/div>\n                                                                                                                                                                                                                                                                            <div class=\"offre-text\"><p>Trusted world-class health insurance solutions for your students<\/p>\n<\/div>\n                                                                                                                                                                            <\/div>\n                                                                                    <div class=\"offre-footer\">\n                                                                                                                                                                                    <div class=\"offre-garanties\">\n                                                                                                                                                                                                                                                                                                    <ul class=\"offre-garanties-list\">\n                                                                                                                                                                                                                    <li>24\/7 Multi-language Support<\/li>\n                                                                                                                                                                                                                <li>Global Network of 1.3 Million Medical Facilities<\/li>\n                                                                                                                                                                                                                <li>Virtual Healthcare Options<\/li>\n                                                                                                                                                                                                                <li>Student, Family, &amp; Administrative Support<\/li>\n                                                                                                                                                                                                        <\/ul>\n                                                                                                                                                                                        <\/div>\n                                                                                                                                                                        <\/div>\n                                                                                                    <div class=\"offre--btn\">\n                                                                                            <a href=\"https:\/\/www.americas.msh-intl.com\/fr\/firstexpat-7\/\" class=\"with-image-link-acf arrow-right-purple white\" target=\"\" rel=\"\">\n                                                                                                <span class=\"span-1\"><\/span>\n                                                                                                <span class=\"span-2\">First&#039;Expat+<\/span>\n                                                                                            <\/a>\n                                                                                        <\/div>\n                                                                                                                                                                        <\/article>\n                                                                        <\/div>\n                                                                <\/div>\n\n                                                                <style>\n                                                                    .offre-card.offre-non {\n                                                                        grid-column: 1 \/ -1;\n                                                                    }\n                                                                    .offre-card.offre-oui {\n                                                                        grid-column: span 1;\n                                                                    }\n                                                                <\/style>\n\n                                                                <script>\n                                                                    (function () {\n                                                                        console.log('.......');\n\n                                                                        const root = document.getElementById('offres-6e624bc1-1c32-4877-9d2b-47d1db961b46');\n                                                                        if (!root)\n                                                                            return;\n\n                                                                        const tabsWrap = root.querySelector('.offres-tabs');\n                                                                        const cards = root.querySelectorAll('.offre-card');\n                                                                        const offresParent = document.getElementById('offres');\n\n                                                                        function setActive(btn) {\n                                                                            const tabs = tabsWrap.querySelectorAll('.offres-tab');\n                                                                            tabs.forEach(t => {\n                                                                                const active = (t === btn);\n                                                                                t.classList.toggle('is-active', active);\n                                                                                t.setAttribute('aria-selected', active ? 'true' : 'false');\n                                                                                t.setAttribute('tabindex', active ? '0' : '-1');\n                                                                            });\n                                                                            btn.focus({preventScroll: true});\n                                                                        }\n\n                                                                        function updateOffresStatus() {\n                                                                            if (!offresParent)\n                                                                                return;\n                                                                            const visibleCards = Array.from(cards).filter(card => card.style.display !== 'none');\n                                                                            let hasOffreOui = false;\n                                                                            let hasOffreNon = false;\n                                                                            visibleCards.forEach(card => {\n                                                                                if (card.classList.contains('offre-oui'))\n                                                                                    hasOffreOui = true;\n                                                                                if (card.classList.contains('offre-non'))\n                                                                                    hasOffreNon = true;\n                                                                            });\n                                                                            offresParent.classList.remove('offres-statut-oui', 'offres-statut-non');\n                                                                            if (hasOffreNon) {\n                                                                                offresParent.classList.add('offres-statut-non');\n                                                                            } else if (hasOffreOui) {\n                                                                                offresParent.classList.add('offres-statut-oui');\n                                                                            }\n                                                                        }\n\n                                                                        function filter(typeSlug) {\n                                                                            let visible = 0;\n                                                                            cards.forEach(card => {\n                                                                                const match = (typeSlug === 'all') || (card.dataset.type === typeSlug);\n                                                                                card.style.display = match ? '' : 'none';\n                                                                                if (match) {\n                                                                                    visible++;\n                                                                                    const isOffre = card.classList.contains('offre-oui');\n                                                                                    card.classList.toggle('offre-oui', isOffre);\n                                                                                    card.classList.toggle('offre-non', !isOffre);\n                                                                                }\n                                                                            });\n                                                                            root.setAttribute('data-visible', String(visible));\n                                                                            updateGridLayout();\n                                                                            updateOffresStatus();\n                                                                        }\n\n                                                                        function updateGridLayout() {\n                                                                            const grid = root.querySelector('.offres-grid');\n                                                                            const visibleCards = Array.from(cards).filter(card => card.style.display !== 'none');\n                                                                            const nonOffreVisible = visibleCards.filter(card => card.classList.contains('offre-non')).length;\n                                                                            if (nonOffreVisible > 0) {\n                                                                                grid.classList.add('has-full-width-items');\n                                                                            } else {\n                                                                                grid.classList.remove('has-full-width-items');\n                                                                            }\n                                                                        }\n\n                                                                        function isActivationKey(e) {\n                                                                            return e.key === 'Enter' || e.key === ' ' || e.code === 'Space' || e.keyCode === 13 || e.keyCode === 32;\n                                                                        }\n\n                                                                        tabsWrap.addEventListener('click', function (e) {\n                                                                            const btn = e.target.closest('.offres-tab');\n                                                                            if (!btn)\n                                                                                return;\n                                                                            e.preventDefault();\n                                                                            const slug = btn.getAttribute('data-type') || 'all';\n                                                                            setActive(btn);\n                                                                            filter(slug);\n                                                                            window.dispatchEvent(new Event(\"resize\"));\n                                                                        });\n\n                                                                        tabsWrap.addEventListener('keydown', function (e) {\n                                                                            const btn = e.target.closest('.offres-tab');\n                                                                            if (!btn)\n                                                                                return;\n                                                                            if (isActivationKey(e)) {\n                                                                                e.preventDefault();\n                                                                                const slug = btn.getAttribute('data-type') || 'all';\n                                                                                setActive(btn);\n                                                                                filter(slug);\n                                                                            }\n                                                                            if (e.key === 'ArrowRight' || e.key === 'ArrowLeft') {\n                                                                                const tabs = Array.from(tabsWrap.querySelectorAll('.offres-tab'));\n                                                                                const idx = tabs.indexOf(btn);\n                                                                                if (idx === -1)\n                                                                                    return;\n                                                                                const nextIdx = e.key === 'ArrowRight' ? (idx + 1) % tabs.length : (idx - 1 + tabs.length) % tabs.length;\n                                                                                tabs[nextIdx].focus();\n                                                                            }\n                                                                        });\n\n\n                                                                        \/\/ ========== R\u00c9CUP\u00c9RATION PARAM\u00c8TRE URL ==========\n                                                                        function getUrlParameter(name) {\n                                                                            const queryString = window.location.search.substring(1);\n                                                                            if (!queryString)\n                                                                                return null;\n\n                                                                            const params = queryString.split('&');\n                                                                            for (let i = 0; i < params.length; i++) {\n                                                                                const pair = params[i].split('=');\n                                                                                const key = decodeURIComponent(pair[0]);\n\n                                                                                if (key === name) {\n                                                                                    let value = queryString.substring(queryString.indexOf(name + '=') + name.length + 1);\n                                                                                    const nextParamMatch = value.match(\/&[a-zA-Z_][\\w]*=\/);\n                                                                                    if (nextParamMatch) {\n                                                                                        value = value.substring(0, nextParamMatch.index);\n                                                                                    }\n                                                                                    return decodeURIComponent(value);\n                                                                                }\n                                                                            }\n                                                                            return null;\n                                                                        }\n\n                                                                        \/\/ Normalise une cha\u00eene pour comparaison (sans accents, minuscules, espaces normalis\u00e9s)\n                                                                        function normalizeForComparison(str) {\n                                                                            if (!str)\n                                                                                return '';\n                                                                            return str\n                                                                                    .toString()\n                                                                                    .toLowerCase()\n                                                                                    .trim()\n                                                                                    \/\/ Normaliser les espaces multiples en un seul espace\n                                                                                    .replace(\/\\s+\/g, ' ')\n                                                                                    \/\/ Remplacer les caract\u00e8res accentu\u00e9s\n                                                                                    .replace(\/[\u00e0\u00e1\u00e2\u00e3\u00e4\u00e5]\/g, 'a')\n                                                                                    .replace(\/[\u00e8\u00e9\u00ea\u00eb]\/g, 'e')\n                                                                                    .replace(\/[\u00ec\u00ed\u00ee\u00ef]\/g, 'i')\n                                                                                    .replace(\/[\u00f2\u00f3\u00f4\u00f5\u00f6]\/g, 'o')\n                                                                                    .replace(\/[\u00f9\u00fa\u00fb\u00fc]\/g, 'u')\n                                                                                    .replace(\/[\u00fd\u00ff]\/g, 'y')\n                                                                                    .replace(\/\u00e7\/g, 'c')\n                                                                                    .replace(\/\u00f1\/g, 'n')\n                                                                                    .replace(\/\u0153\/g, 'oe')\n                                                                                    .replace(\/\u00e6\/g, 'ae');\n                                                                        }\n\n\n                                                                        \/\/ ========== INITIALISATION ==========\n                                                                        \/\/ D\u00e9tecter la langue courante via WPML - M\u00e9thode robuste\n                                                                        function getCurrentLanguage() {\n                                                                            if (typeof icl_lang !== 'undefined' && icl_lang) {\n                                                                                return icl_lang;\n                                                                            }\n                                                                            if (typeof wpml_current_language !== 'undefined' && wpml_current_language) {\n                                                                                return wpml_current_language;\n                                                                            }\n                                                                            const pathArray = window.location.pathname.split('\/').filter(el => el);\n                                                                            if (pathArray[0] === 'en')\n                                                                                return 'en';\n                                                                            if (pathArray[0] === 'fr')\n                                                                                return 'fr';\n                                                                            const htmlLang = document.documentElement.lang;\n                                                                            if (htmlLang) {\n                                                                                return htmlLang.split('-')[0];\n                                                                            }\n                                                                            return 'fr';\n                                                                        }\n\n                                                                        const currentLang = getCurrentLanguage();\n                                                                        const paramName = currentLang === 'fr' ? 'onglet' : 'tab';\n                                                                        const typeFromUrl = getUrlParameter(paramName);\n\n                                                                        \/\/ Initialiser les tabindex\n                                                                        tabsWrap.querySelectorAll('.offres-tab').forEach((t, i) => {\n                                                                            t.setAttribute('tabindex', i === 0 ? '0' : '-1');\n                                                                        });\n\n                                                                        \/\/ Si param\u00e8tre URL existe, chercher et activer l'onglet correspondant\n                                                                        if (typeFromUrl) {\n                                                                            const normalizedUrlParam = normalizeForComparison(typeFromUrl);\n                                                                            console.log('\ud83d\udd0d Recherche depuis URL:', typeFromUrl, '\u2192 normalis\u00e9:', normalizedUrlParam);\n\n                                                                            let tabFound = null;\n                                                                            tabsWrap.querySelectorAll('.offres-tab').forEach(tab => {\n                                                                                const tabLabel = tab.querySelector('.offres-tab-label')?.textContent || '';\n                                                                                const tabType = tab.getAttribute('data-type');\n                                                                                const normalizedLabel = normalizeForComparison(tabLabel);\n\n                                                                                console.log('   \ud83d\udccb Label:', tabLabel, '| Normalis\u00e9:', normalizedLabel, '| Slug:', tabType);\n\n                                                                                \/\/ Comparer avec le label normalis\u00e9 (pas le slug)\n                                                                                if (normalizedLabel === normalizedUrlParam) {\n                                                                                    tabFound = tab;\n                                                                                    console.log('   \u2705 TROUV\u00c9 par label!');\n                                                                                }\n                                                                            });\n\n                                                                            if (tabFound) {\n                                                                                const typeSlug = tabFound.getAttribute('data-type');\n                                                                                console.log('\ud83d\ude80 Activation de l\\'onglet:', typeSlug);\n                                                                                setActive(tabFound);\n                                                                                filter(typeSlug);\n                                                                            } else {\n                                                                                console.log('\u26a0\ufe0f Onglet non trouv\u00e9, activation par d\u00e9faut');\n                                                                                const firstTab = tabsWrap.querySelector('.offres-tab');\n                                                                                if (firstTab) {\n                                                                                    setActive(firstTab);\n                                                                                    filter(firstTab.getAttribute('data-type'));\n                                                                                }\n                                                                            }\n                                                                        } else {\n                                                                            \/\/ Pas de param\u00e8tre URL : activer le premier onglet par d\u00e9faut\n                                                                            console.log('\ud83d\udccc Pas de param\u00e8tre URL - activation du premier onglet');\n                                                                            const firstTab = tabsWrap.querySelector('.offres-tab');\n                                                                            if (firstTab) {\n                                                                                setActive(firstTab);\n                                                                                filter(firstTab.getAttribute('data-type'));\n                                                                            }\n                                                                        }\n\n                                                                        updateGridLayout();\n                                                                        updateOffresStatus();\n                                                                    })();\n                                                                <\/script>\n\n                                                                <\/p>\r\n[\/vc_column_text][vc_row_inner el_class=\u00a0\u00bbwidthnolarge\u00a0\u00bb][vc_column_inner][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_class=\u00a0\u00bbwidthnolarge\u00a0\u00bb][vc_column_inner][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row full_width=\u00a0\u00bbstretch_row\u00a0\u00bb disable_element=\u00a0\u00bbyes\u00a0\u00bb pix_particles_check=\u00a0\u00bb\u00a0\u00bb el_id=\u00a0\u00bbfonctionnalites\u00a0\u00bb][vc_column]<div id=\"el1758202146329-126a4b9b-cb86\" class=\"pix-el-text   w-100  \" ><p class=\"\">                                                                <div id=\"slides_avantages_shortcode\" >\n                                                                    <div id=\"slides_avantages_dots\" class=\"stacking-dots\" aria-label=\"Progression\">\n                                                                                    <button\n                                                                                    type=\"button\"\n                                                                                    class=\"stacking-dot__link\"\n                                                                                    data-slide=\"0\"\n                                                                                    aria-label=\"\u00c9tape 1\">\n                                                                                <\/button>\n                                                                                            <button\n                                                                                    type=\"button\"\n                                                                                    class=\"stacking-dot__link\"\n                                                                                    data-slide=\"1\"\n                                                                                    aria-label=\"\u00c9tape 2\">\n                                                                                <\/button>\n                                                                                            <button\n                                                                                    type=\"button\"\n                                                                                    class=\"stacking-dot__link\"\n                                                                                    data-slide=\"2\"\n                                                                                    aria-label=\"\u00c9tape 3\">\n                                                                                <\/button>\n                                                                                            <button\n                                                                                    type=\"button\"\n                                                                                    class=\"stacking-dot__link\"\n                                                                                    data-slide=\"3\"\n                                                                                    aria-label=\"\u00c9tape 4\">\n                                                                                <\/button>\n                                                                                <\/div>\n\n\n                                                                    <div data-stack-wrap id=\"slides_avantages_slider\" class=\"slider-\">\n                                                                                                                                                                            <div class=\"slides_avantages_item stacking-card\"> <!-- Added stacking-card class -->\n                                                                                    <div class=\"slides_avantages_item_content\">\n                                                                                        <div class=\"slides_avantages_item_2 vc_col-sm-6\">\n\n\n                                                                                                            <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/09\/expertise-medical-1.webp\" alt=\"\" \/>\n                                                                                                    <\/div>\n                                                                                        <div class=\"slides_avantages_item_1  vc_col-sm-6\">\n\n\n                                                                                            <div class=\"slides_avantages_item_1_0\">\n                                                                                                <div class=\"slides_avantages_item_1_1\">\n                                                                                                    <div class=\"elementor-element btn-label not-clickable elementor-align-center elementor-widget elementor-widget-button\" data-element_type=\"widget\"  data-widget_type=\"button.default\">\n\n                                                                                                    <\/div>\n                                                                                                    <div class=\"slides_avantages_item_title\"><h2>Expertise and advice<\/h2><\/div>     \n\n\n                                                                                                <\/div>\n                                                                                                <div class=\"slides_avantages_item_1_2 \">\n                                                                                                    <div class=\"slides_avantages_item_text\"><p>As your trusted day-to-day health partner, MSH is here to guide you. Got questions about your plan or about living and working abroad? Talk to our experts using your preferred channel. <\/p><\/div>        \n                                                                                                            <\/div>\n                                                                                            <\/div>\n                                                                                        <\/div>\n\n                                                                                    <\/div>\n                                                                                <\/div>\n                                                                                        <div class=\"slides_avantages_item stacking-card\"> <!-- Added stacking-card class -->\n                                                                                    <div class=\"slides_avantages_item_content\">\n                                                                                        <div class=\"slides_avantages_item_2 vc_col-sm-6\">\n\n\n            \n                                                                                                <video class=\"pix-video-bg-element d-block rounded-0 bg-video\" preload=\"metadata\" autoplay=\"\" muted=\"\" playsinline=\"\" loop=\"\">\n                                                                                                    <source src=\"\/wp-content\/uploads\/2025\/09\/World-Map.mp4\" type=\"video\/mp4\">\n                                                                                                        Your browser does not support the video tag. \n                                                                                                <\/video>\n                                                                                                    <\/div>\n                                                                                        <div class=\"slides_avantages_item_1  vc_col-sm-6\">\n\n\n                                                                                            <div class=\"slides_avantages_item_1_0\">\n                                                                                                <div class=\"slides_avantages_item_1_1\">\n                                                                                                    <div class=\"elementor-element btn-label not-clickable elementor-align-center elementor-widget elementor-widget-button\" data-element_type=\"widget\"  data-widget_type=\"button.default\">\n\n                                                                                                    <\/div>\n                                                                                                    <div class=\"slides_avantages_item_title\"><h2>Available 24\/7<\/h2><\/div>     \n\n\n                                                                                                <\/div>\n                                                                                                <div class=\"slides_avantages_item_1_2 \">\n                                                                                                    <div class=\"slides_avantages_item_text\"><p>Got a question, unsure about something, or in an emergency? With our six claims departments located all over the world, we're here to help 24\/7 in your preferred language.<\/p><\/div>        \n                                                                                                            <\/div>\n                                                                                            <\/div>\n                                                                                        <\/div>\n\n                                                                                    <\/div>\n                                                                                <\/div>\n                                                                                        <div class=\"slides_avantages_item stacking-card\"> <!-- Added stacking-card class -->\n                                                                                    <div class=\"slides_avantages_item_content\">\n                                                                                        <div class=\"slides_avantages_item_2 vc_col-sm-6\">\n\n\n                                                                                                            <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/09\/case-management.webp\" alt=\"\" \/>\n                                                                                                    <\/div>\n                                                                                        <div class=\"slides_avantages_item_1  vc_col-sm-6\">\n\n\n                                                                                            <div class=\"slides_avantages_item_1_0\">\n                                                                                                <div class=\"slides_avantages_item_1_1\">\n                                                                                                    <div class=\"elementor-element btn-label not-clickable elementor-align-center elementor-widget elementor-widget-button\" data-element_type=\"widget\"  data-widget_type=\"button.default\">\n\n                                                                                                    <\/div>\n                                                                                                    <div class=\"slides_avantages_item_title\"><h2>Case management<\/h2><\/div>     \n\n\n                                                                                                <\/div>\n                                                                                                <div class=\"slides_avantages_item_1_2 \">\n                                                                                                    <div class=\"slides_avantages_item_text\"><p>If you\u2019re experiencing difficulties or facing a complex or sensitive situation, our team of 40 doctors will be there for you all through the claim process, supporting you at every step of the way.<\/p><\/div>        \n                                                                                                            <\/div>\n                                                                                            <\/div>\n                                                                                        <\/div>\n\n                                                                                    <\/div>\n                                                                                <\/div>\n                                                                                        <div class=\"slides_avantages_item stacking-card\"> <!-- Added stacking-card class -->\n                                                                                    <div class=\"slides_avantages_item_content\">\n                                                                                        <div class=\"slides_avantages_item_2 vc_col-sm-6\">\n\n\n                                                                                                            <img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/09\/ecosysteme-digital.png\" alt=\"\" \/>\n                                                                                                    <\/div>\n                                                                                        <div class=\"slides_avantages_item_1  vc_col-sm-6\">\n\n\n                                                                                            <div class=\"slides_avantages_item_1_0\">\n                                                                                                <div class=\"slides_avantages_item_1_1\">\n                                                                                                    <div class=\"elementor-element btn-label not-clickable elementor-align-center elementor-widget elementor-widget-button\" data-element_type=\"widget\"  data-widget_type=\"button.default\">\n\n                                                                                                    <\/div>\n                                                                                                    <div class=\"slides_avantages_item_title\"><h2>100% digital<\/h2><\/div>     \n\n\n                                                                                                <\/div>\n                                                                                                <div class=\"slides_avantages_item_1_2 \">\n                                                                                                    <div class=\"slides_avantages_item_text\"><p>To make things easier for you, we\u2019re constantly working to improve our digital platforms. Sign up for the plan, download your documents, and submit your claims directly online.<\/p><\/div>        \n                                                                                                            <\/div>\n                                                                                            <\/div>\n                                                                                        <\/div>\n\n                                                                                    <\/div>\n                                                                                <\/div>\n                                                                                <\/div>\n                                                                <\/div>\n                                                                <div id=\"slides_avantages_shortcode_nav\" style=\"display:none\">\n\n                                                                    <div id=\"slides_avantages_shortcode_nav_\">\n\n\n                                                                    <\/div>\n                                                                <\/div>\n\n                                                                <script>\n\n                                                                    function prefersReducedMotion() {\n                                                                        const query = window.matchMedia(\"(prefers-reduced-motion: reduce)\");\n                                                                        return query.matches;\n                                                                    }\n                                                                    let lastScrollTop = 0;\n                                                                    document.addEventListener(\"DOMContentLoaded\", function () {\n                                                                        function initStackingNav() {\n                                                                            const stackingCards = document.querySelectorAll(\".slides_avantages_item\");\n\n                                                                            const parentContainer = document.querySelector(\"#fonctionnalites\");\n                                                                            const navLinks = document.querySelectorAll(\".stacking-nav__link\");\n                                                                            const targetPositions = Array.from(stackingCards).map(card => card.getBoundingClientRect().top + window.scrollY);\n                                                                            const lastCardIndex = stackingCards.length - 1;\n                                                                            if (!stackingCards.length)\n                                                                                return;\n\n                                                                            stackingCards.forEach((triggerElement, index) => {\n                                                                                let targetElement = triggerElement.previousElementSibling;\n                                                                                gsap.timeline({\n                                                                                    scrollTrigger: {\n                                                                                        trigger: triggerElement,\n                                                                                        start: \"top-=200 center\",\n                                                                                        end: \"bottom bottom-=200\",\n                                                                                        scrub: true,\n                                                                                        onEnter: () => document.body.classList.add(\"scrollTrigger-activated\"),\n                                                                                        onLeave: () => document.body.classList.remove(\"scrollTrigger-activated\"),\n                                                                                        onEnterBack: () => document.body.classList.add(\"scrollTrigger-activated\"),\n                                                                                        onLeaveBack: () => document.body.classList.remove(\"scrollTrigger-activated\"),\n                                                                                    },\n                                                                                }).fromTo(\n                                                                                        targetElement,\n                                                                                        {scale: 1, filter: prefersReducedMotion() ? \"blur(0px)\" : \"blur(0px)\"},\n                                                                                        {scale: 0.8, filter: prefersReducedMotion() ? \"blur(0px)\" : \"blur(8px)\"}\n                                                                                );\n                                                                            });\n\n\n\n                                                                            stackingCards.forEach((card) => {\n                                                                                const progressBarFill = card.querySelector(\".avantages_progress-bar-fill\");\n\n                                                                                if (progressBarFill) {\n                                                                                    gsap.fromTo(\n                                                                                            progressBarFill,\n                                                                                            {\n                                                                                                height: \"0%\", \/\/ Commence \u00e0 0%\n                                                                                                transformOrigin: \"top center\", \/\/ D\u00e9finit le point de d\u00e9part de l'animation\n                                                                                            },\n                                                                                            {\n                                                                                                height: \"100%\", \/\/ Se remplit \u00e0 100%\n                                                                                                duration: 1,\n                                                                                                ease: \"power2.out\",\n                                                                                                scrollTrigger: {\n                                                                                                    trigger: card,\n                                                                                                    start: \"top 75%\",\n                                                                                                    end: \"bottom 50%\",\n                                                                                                    toggleActions: \"play none none reverse\",\n                                                                                                },\n                                                                                            }\n                                                                                    );\n                                                                                }\n                                                                            });\n\n\n\n\n                                                                            stackingCards.forEach((card, index) => {\n\n                                                                                const isLastCard = index === stackingCards.length - 1;\n                                                                                const endPosition = isLastCard ? \"bottom center\" : \"max\";\n\n                                                                                ScrollTrigger.create({\n                                                                                    trigger: card,\n                                                                                    start: `top 120px`,\n                                                                                    \/\/ start: \"top bottom\",\n                                                                                    pin: true,\n                                                                                    pinSpacing: false,\n                                                                                    \/\/ id: 'pin',\n                                                                                    \/\/ invalidateOnRefresh: true,\n                                                                                    \/\/ end: \"bottom center\",\n                                                                                    end: index === (stackingCards.length - 1 || stackingCards.length - 2) ? `max` : \"max\",\n                                                                                    \/\/ onEnter: () => updateNavLink_onEnter(index),\n                                                                                    \/\/  onLeave: () => updateNavLink_onLeave(index + 1),\n                                                                                    \/\/ onEnterBack: () => updateNavLink_onEnterBack(index),\n                                                                                    \/\/  onLeaveBack: () => updateNavLink_onLeaveBack(index - 1),\n                                                                                });\n\n\n\n\n                                                                            });\n\n                                                                            \/*\n                                                                             function updateNavLink_onEnter(activeIndex) {\n                                                                             navLinks.forEach((link, index) => {\n                                                                             link.classList.toggle(\"is--active\", index === activeIndex);\n                                                                             });\n                                                                             $('#slides_avantages_slider > div .slides_avantages_item').show();\n                                                                             $('#slides_avantages_slider > div').not(':last').find('.slides_avantages_item').show();\n                                                                             $('#slides_avantages_shortcode_nav').fadeIn()\n                                                                             }\n                                                                                 \n                                                                             function updateNavLink_onLeave(activeIndex) {\n                                                                             \/\/ navLinks.forEach((link, index) => {\n                                                                             \/\/     link.classList.toggle(\"is--active\", index === activeIndex);\n                                                                             \/\/ });\n                                                                             $('#slides_avantages_slider > div').not(':last').find('.slides_avantages_item').hide();\n                                                                             $('#slides_avantages_shortcode_nav').fadeOut()\n                                                                             }\n                                                                                 \n                                                                             function updateNavLink_onEnterBack(activeIndex) {\n                                                                             \/\/ navLinks.forEach((link, index) => {\n                                                                             \/\/     link.classList.toggle(\"is--active\", index === activeIndex);\n                                                                             \/\/ });\n                                                                             $('#slides_avantages_slider > div .slides_avantages_item').show();\n                                                                             $('#slides_avantages_slider > div').not(':last').find('.slides_avantages_item').hide();\n                                                                             }\n                                                                                 \n                                                                             function updateNavLink_onLeaveBack(activeIndex) {\n                                                                             navLinks.forEach((link, index) => {\n                                                                             link.classList.toggle(\"is--active\", index === activeIndex);\n                                                                             });\n                                                                             let scrollTop = $(window).scrollTop();\n                                                                             $('#slides_avantages_slider > div').not(':last').find('.slides_avantages_item').show();\n                                                                             if (scrollTop > lastScrollTop) {\n                                                                             $('#slides_avantages_shortcode_nav').fadeIn()\n                                                                             } else if (scrollTop < lastScrollTop) {\n                                                                             $('#slides_avantages_shortcode_nav').fadeIn()\n                                                                             }\n                                                                             lastScrollTop = scrollTop;\n                                                                             }\n                                                                                 \n                                                                             let stackingNav = gsap.timeline({ default: { ease: \"back.out(3)\", duration: 0.5 } });\n                                                                             let showStackingNav = (index) => {\n                                                                             stackingNav.set(\".stacking-cards__nav\", { background: \"#d3d4d4\" })\n                                                                             .set(\"#slides_avantages_shortcode_nav\", { position: \"fixed\" })\n                                                                             .to(\".stacking-nav__link\", {});\n                                                                             };\n                                                                             let hideStackingNav = (index) => {\n                                                                             stackingNav.to(\".stacking-nav__link\", { opacity: 1, position: \"initial\" })\n                                                                             .set(\".stacking-cards__nav\", { background: \"#D2D2D266\" })\n                                                                             .set(\"#slides_avantages_shortcode_nav\", { position: \"initial\" });\n                                                                             };\n                                                                                 \n                                                                             $('#slides_avantages_shortcode_nav').fadeOut()\n                                                                             hideStackingNav();\n                                                                             ScrollTrigger.create({\n                                                                             trigger: \"[data-stack-wrap]\",\n                                                                             start: \"top bottom\",\n                                                                             end: `bottom center`,\n                                                                             onEnter: showStackingNav,\n                                                                             onEnterBack: showStackingNav,\n                                                                             onLeave: hideStackingNav,\n                                                                             onLeaveBack: hideStackingNav,\n                                                                             });*\/\n                                                                        }\n                                                                        initStackingNav();\n                                                                    });\n\n                                                                    const stackingCards__ = document.querySelectorAll(\".slides_avantages_item\");\n                                                                    function observePinSpacer() {\n                                                                        const stackingCardsContainer = document.querySelector(\"#fonctionnalites\");\n                                                                        console.log(stackingCardsContainer);\n                                                                        if (!stackingCardsContainer)\n                                                                            return; \/\/ Assurez-vous que le conteneur existe\n                                                                        const firstCardPosition = stackingCards__[0].getBoundingClientRect().top + window.scrollY;\n                                                                        const lastCardPosition = stackingCards__[stackingCards__.length - 1].getBoundingClientRect().bottom + window.scrollY;\n                                                                        stackingCards__.forEach(card => {\n                                                                            const observer = new MutationObserver(mutations => {\n                                                                                mutations.forEach(mutation => {\n                                                                                    if (mutation.type === \"childList\") {\n                                                                                        mutation.addedNodes.forEach(node => {\n                                                                                            if (node.classList && node.classList.contains(\"pin-spacer\")) {\n                                                                                                const scrollPosition = window.scrollY;\n                                                                                                if (scrollPosition > lastCardPosition) {\n                                                                                                    $('#slides_avantages_slider > div').not(':last').find('.slides_avantages_item').hide();\n                                                                                                } else {\n                                                                                                    $('#slides_avantages_slider > div').not(':last').find('.slides_avantages_item').show();\n                                                                                                }\n                                                                                            }\n                                                                                        });\n                                                                                    }\n                                                                                });\n                                                                            });\n                                                                            observer.observe(card.parentNode, {childList: true});\n                                                                        });\n                                                                    }\n                                                                    observePinSpacer();\n\n\n\n\n                                                                    document.addEventListener('DOMContentLoaded', function () {\n                                                                        function initStackingDots() {\n                                                                            \/\/ On ne d\u00e9pend pas de tes fonctions existantes\n                                                                            if (typeof gsap === 'undefined' || typeof ScrollTrigger === 'undefined') {\n                                                                                console.warn('GSAP\/ScrollTrigger requis pour les dots');\n                                                                                return;\n                                                                            }\n\n                                                                            const cards = document.querySelectorAll('.slides_avantages_item');\n                                                                            const dotsRail = document.getElementById('slides_avantages_dots');\n                                                                            const dots = dotsRail ? dotsRail.querySelectorAll('.stacking-dot__link') : [];\n                                                                            const targetPositions = Array.from(cards).map(card => card.getBoundingClientRect().top + window.scrollY);\n\n                                                                            if (!cards.length || !dotsRail || dots.length !== cards.length)\n                                                                                return;\n\n                                                                            \/\/ Positions des cartes pour scroll au clic (sans ScrollToPlugin)\n                                                                            function computePositions() {\n                                                                                return Array.from(cards).map(c => c.getBoundingClientRect().top + window.scrollY);\n                                                                            }\n                                                                            let positions = computePositions();\n                                                                            window.addEventListener('resize', () => {\n                                                                                positions = computePositions();\n                                                                            });\n\n                                                                            \/\/ Clic sur un dot => scroll vers la carte correspondante\n                                                                            dots.forEach((btn, i) => {\n                                                                                btn.addEventListener('click', (e) => {\n                                                                                    e.preventDefault();\n                                                                                    window.scrollTo({top: positions[i] - 500, behavior: 'smooth'}); \/\/ +1 pour d\u00e9clencher correctement les triggers\n                                                                                });\n                                                                            });\n\n\n\n\n                                                                            \/\/ dots.forEach((link, index) => {\n                                                                            \/\/     link.addEventListener(\"click\", (e) => {\n                                                                            \/\/         e.preventDefault();\n                                                                            \/\/         const targetCard = cards[index];\n                                                                            \/\/         if (!targetCard) return;\n                                                                            \/\/         const targetPosition = targetPositions[index];\n                                                                            \/\/         gsap.to(window, {\n                                                                            \/\/             scrollTo: targetPosition - 400,\n                                                                            \/\/             duration: 1,\n                                                                            \/\/             ease: \"power2.out\",\n                                                                            \/\/             start: \"top top\",\n                                                                            \/\/             end: index === (cards.length - 1 || cards.length - 2) ? `bottom center` : \"max\",\n                                                                            \/\/             onComplete: () => {\n                                                                            \/\/                 ScrollTrigger.getAll().forEach(trigger => trigger.enable());\n                                                                            \/\/                 updateNavLink_onEnter(index);\n                                                                            \/\/             }\n                                                                            \/\/         });\n                                                                            \/\/     });\n                                                                            \/\/ });\n\n\n\n\n                                                                            \/\/ Helpers d\u2019\u00e9tat\n                                                                            function setActiveDot(i) {\n                                                                                \/\/ Active + passed\n                                                                                dots.forEach((d, idx) => {\n                                                                                    d.classList.toggle('is--active', idx === i);\n                                                                                    d.classList.toggle('is--passed', idx < i);\n                                                                                    if (idx === i)\n                                                                                        d.setAttribute('aria-current', 'true');\n                                                                                    else\n                                                                                        d.removeAttribute('aria-current');\n                                                                                });\n\n                                                                                \/\/ Remplissage continu du rail (0..1)\n                                                                                const ratio = (dots.length > 1) ? (i \/ (dots.length - 1)) : 0;\n                                                                                dotsRail.style.setProperty('--progress', ratio);\n                                                                            }\n\n                                                                            \/\/ Triggers par carte pour mettre \u00e0 jour les dots (sans toucher \u00e0 ton code)\n                                                                            cards.forEach((card, i) => {\n                                                                                ScrollTrigger.create({\n                                                                                    trigger: card,\n                                                                                    start: \"top center\",\n                                                                                    end: \"bottom center\",\n                                                                                    onEnter: () => setActiveDot(i),\n                                                                                    onEnterBack: () => setActiveDot(i),\n                                                                                });\n                                                                            });\n\n                                                                            \/\/ Afficher\/Masquer le rail uniquement dans la zone des cartes (\u00e9quiv. sticky local)\n                                                                            \/* ScrollTrigger.create({\n                                                                             trigger: \".slides_avantages_dots\",\n                                                                             start: \"top bottom\",   \/\/ quand le bloc entre dans le viewport\n                                                                             end: \"bottom top\",     \/\/ quand il en sort\n                                                                             onEnter: () => dotsRail.classList.add('is-visible'),\n                                                                             onEnterBack: () => dotsRail.classList.add('is-visible'),\n                                                                             onLeave: () => dotsRail.classList.remove('is-visible'),\n                                                                             onLeaveBack: () => dotsRail.classList.remove('is-visible'),\n                                                                             });*\/\n\n                                                                            \/\/ Init\n                                                                            setActiveDot(0);\n                                                                        }\n\n                                                                        \/\/ Lancer sans toucher \u00e0 initStackingNav()\n                                                                        initStackingDots();\n                                                                    });\n\n\n                                                                    (function () {\n                                                                        const dots = document.getElementById('slides_avantages_dots');\n                                                                        const parent = document.getElementById('slides_avantages_shortcode');\n                                                                        if (!dots || !parent)\n                                                                            return;\n\n                                                                        \/\/ R\u00e9glages : marge depuis le bas du viewport et d\u00e9calage gauche (comme avant)\n                                                                        const GUTTER = parseInt(dots.dataset.stickyGutter || '24', 10); \/\/ px\n                                                                        const LEFT_SHIFT = parseInt(dots.dataset.leftShift || '45', 10);    \/\/ px (valeur positive)\n\n                                                                        \/\/ Forcer le point d\u2019ancrage initial (bas du parent)\n                                                                        dots.style.position = 'absolute';\n                                                                        dots.style.top = 'auto';\n                                                                        dots.style.bottom = '0';\n                                                                        dots.style.left = (-LEFT_SHIFT) + 'px';\n\n                                                                        function update() {\n                                                                            const pr = parent.getBoundingClientRect();\n                                                                            const dh = dots.offsetHeight;\n                                                                            const viewportH = window.innerHeight;\n\n                                                                            \/\/ On entre en \"zone sticky\" quand le haut du parent a assez mont\u00e9\n                                                                            const stickStart = pr.top < (viewportH - GUTTER - dh);\n                                                                            \/\/ On sort de la zone sticky quand le bas du parent arrive sous le gutter\n                                                                            const stickEnd = pr.bottom <= (GUTTER + dh);\n                                                                            const parent1 = document.querySelector('.pin-spacer:last-child');\n                if (!parent1)\n                    return;\n\n                                                                            const lastSlide = parent1.querySelector('.slides_avantages_item');\n                                                                            if (!lastSlide)\n                                                                                return;\n\n                                                                            \/\/ Cr\u00e9ation du bandeau blanc \u00e0 l\u2019int\u00e9rieur du lastSlide\n                                                                            let bandeau = lastSlide.querySelector('.bandeau-blanc');\n                                                                            if (!bandeau) {\n                                                                                bandeau = document.createElement('div');\n                                                                                bandeau.className = 'bandeau-blanc';\n                                                                                Object.assign(bandeau.style, {\n                                                                                    position: 'absolute',\n                                                                                    left: '0',\n                                                                                    width: '100%',\n                                                                                    height: '100%', \/\/ \u2190 hauteur fixe\n                                                                                    background: 'white',\n                                                                                    pointerEvents: 'none',\n                                                                                    zIndex: '10',\n                                                                                    transition: 'opacity 0.3s ease'\n                                                                                });\n                                                                                lastSlide.appendChild(bandeau);\n                                                                            }\n\n                                                                            \/\/ Position du parent dans le viewport\n                                                                            const topInView = pr.top < viewportH && pr.bottom > 0;\n\n                                                                            if (topInView) {\n                                                                                const isMobile = \/Android|webOS|iPhone|iPad|iPod|BlackBerry|IEMobile|Opera Mini\/i.test(navigator.userAgent);\nconst topRelativeToSlide = isMobile \n  ? pr.bottom - viewportH + lastSlide.offsetHeight + 20\n  : pr.bottom - viewportH + lastSlide.offsetHeight + 180;\n                                                                                bandeau.style.top = Math.max(0, topRelativeToSlide) + 'px';\n                                                                                bandeau.style.opacity = '1';\n                                                                            } else {\n                                                                                bandeau.style.opacity = '0';\n                                                                            }\n\n                                                                            if (pr.bottom < 100) {\n                                                                                parent.style.opacity = '0';\n                                                                            } else {\n                                                                                parent.style.opacity = '1';\n                                                                            }\n                                                                            if (!stickStart) {\n                                                                                \/\/ Avant la zone sticky : cal\u00e9 au bas du parent (absolute)\n                                                                                if (dots.style.position !== 'absolute') {\n                                                                                    dots.style.position = 'absolute';\n                                                                                    dots.style.top = 'auto';\n                                                                                    dots.style.bottom = '0';\n                                                                                }\n                                                                                dots.style.left = (-LEFT_SHIFT) + 'px';\n                                                                                dots.style.width = ''; \/\/ reset\n                                                                            } else if (!stickEnd) {\n                                                                                \/\/ Zone sticky : fixe en bas du viewport\n                                                                                const left = Math.round(parent.getBoundingClientRect().left) - LEFT_SHIFT;\n                                                                                if (dots.style.position !== 'fixed') {\n                                                                                    dots.style.position = 'fixed';\n                                                                                    dots.style.top = 'auto';\n                                                                                    dots.style.bottom = GUTTER + 'px';\n                                                                                }\n                                                                                dots.style.left = left + 'px';\n                                                                                dots.style.width = dots.offsetWidth + 'px'; \/\/ verrouille la largeur pour \u00e9viter les sauts\n                                                                            } else {\n                                                                                \/\/ Fin de zone : reposer exactement au bas du parent\n                                                                                if (dots.style.position !== 'absolute') {\n                                                                                    dots.style.position = 'absolute';\n                                                                                    dots.style.top = 'auto';\n                                                                                    dots.style.bottom = '0';\n                                                                                }\n                                                                                dots.style.left = (-LEFT_SHIFT) + 'px';\n                                                                                dots.style.width = '';\n                                                                            }\n                                                                        }\n\n                                                                        \/\/ rAF pour des scrolls fluides\n                                                                        let ticking = false;\n                                                                        function onScrollOrResize() {\n                                                                            if (ticking)\n                                                                                return;\n                                                                            ticking = true;\n                                                                            requestAnimationFrame(() => {\n                                                                                update();\n                                                                                ticking = false;\n                                                                            });\n                                                                        }\n\n                                                                        window.addEventListener('scroll', onScrollOrResize, {passive: true});\n                                                                        window.addEventListener('resize', onScrollOrResize);\n                                                                        update();\n                                                                    })();\n                                                                <\/script>\n                                                                \n<\/p><\/div>[\/vc_column][\/vc_row][vc_row css_animation=\u00a0\u00bbnone\u00a0\u00bb pix_particles_check=\u00a0\u00bb\u00a0\u00bb el_class=\u00a0\u00bbbloc-action\u00a0\u00bb][vc_column el_class=\u00a0\u00bbaction-wrapper landing-action-wrapper\u00a0\u00bb][vc_row_inner el_class=\u00a0\u00bbaction actionlanding vc_row_visible\u00a0\u00bb][vc_column_inner]<div id=\"el1750338847905-5362e7e6-6fba\" class=\"pix-el-text   w-100  \" ><p class=\"\"><h2 style=\"text-align: center;\">Ready to take the next step?<\/h2>\n<\/p><\/div><a  href=\"\/product-overview\/\" class=\"btn mb-2 arrow-right-back-purple-hover contact-us     btn-white d-inline-flex align-items-center      btn-md\"     ><span class=\" \" >Find the right plan for you<\/span><\/a>[\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row pix_particles_check=\u00a0\u00bb\u00a0\u00bb el_class=\u00a0\u00bblanding-parledenous bg-white\u00a0\u00bb][vc_column]<div id=\"el1756761162400-2da743fe-32b5\" class=\"pix-el-text   w-100  \" ><p class=\"\"><h2 style=\"text-align: center;\">Read their <span style=\"color: #7900f0;\">stories:<\/span><\/h2>\n<\/p><\/div><div id=\"el1756761126179-7919a71b-7dbf\" class=\"pix-el-text   w-100  \" ><p class=\"\">        <div class=\"owl-carousel-valeurs-bloc\">\n            <div class=\"owl-carousel-testimonial owl-carousel owl-theme\">\n                                    <div class=\"valeurs-item\" style=\"background-image: url('\/wp-content\/uploads\/2025\/08\/temoignages-marlene-b-1.jpg');\">\n                        <!-- <a href=\"\"><\/a> -->\n                        <div class=\"valeurs-content\">\n\n                            <div class=\"valeurs-texte\">\n                                <h3><a href=\"https:\/\/www.americas.msh-intl.com\/fr\/categorie\/marlene-assuree-msh-avec-sa-famille\/\">Marl\u00e8ne B., Assur\u00e9e MSH avec sa famille<\/a><\/h3>                                                                    <p>Notre fille b\u00e9b\u00e9 a \u00e9t\u00e9 diagnostiqu\u00e9e avec une maladie d\u00e9g\u00e9n\u00e9rative. Gr\u00e2ce \u00e0 MSH, nous avons pu acc\u00e9der \u00e0 son traitement vital et tr\u00e8s couteux.<\/p>                                                            <\/div>\n\n                        <\/div>\n                    <\/div>\n                                        <div class=\"valeurs-item\" style=\"background-image: url('\/wp-content\/uploads\/2025\/08\/Design-sans-titre7.png');\">\n                        <!-- <a href=\"\"><\/a> -->\n                        <div class=\"valeurs-content\">\n\n                            <div class=\"valeurs-texte\">\n                                <h3><a href=\"https:\/\/www.americas.msh-intl.com\/fr\/categorie\/marc-directeur-dune-oi\/\">Marc, Directeur d&rsquo;une OI<\/a><\/h3>                                                                    <p>D\u2019abord client, je suis devenu b\u00e9n\u00e9ficiaire r\u00e9gulier apr\u00e8s un diagnostic de cancer.\u2028MSH m\u2019a accompagn\u00e9 avec constance tout au long de mon parcours.<\/p>                                                            <\/div>\n\n                        <\/div>\n                    <\/div>\n                                        <div class=\"valeurs-item\" style=\"background-image: url('\/wp-content\/uploads\/2025\/08\/Design-sans-titre6.png');\">\n                        <!-- <a href=\"\"><\/a> -->\n                        <div class=\"valeurs-content\">\n\n                            <div class=\"valeurs-texte\">\n                                <h3><a href=\"https:\/\/www.americas.msh-intl.com\/fr\/categorie\/jade-directrice-generale\/\">Jade, Directrice G\u00e9n\u00e9rale<\/a><\/h3>                                                                    <p>Gr\u00e2ce au Dr Nguyen, j\u2019ai travers\u00e9 une op\u00e9ration d\u00e9licate avec s\u00e9r\u00e9nit\u00e9 et un accompagnement humain exceptionnel. MSH est un vrai partenaire de sant\u00e9.<\/p>                                                            <\/div>\n\n                        <\/div>\n                    <\/div>\n                                <\/div>\n        <\/div><\/div><div class=\"d-block w-100 text-center\"><a  href=\"\/testimonials\" class=\"btn mb-2 rdv-btn arrow-right-back-white-hover     btn-primary d-inline-flex align-items-center      pix-btn-div btn-md\"     ><span class=\" \" >Testimonials<\/span><\/a><\/div>[\/vc_column][\/vc_row][vc_row disable_element=\u00a0\u00bbyes\u00a0\u00bb pix_particles_check=\u00a0\u00bb\u00a0\u00bb el_id=\u00a0\u00bbfaq_accordion\u00a0\u00bb el_class=\u00a0\u00bbfaq-landing bg-white\u00a0\u00bb][vc_column el_class=\u00a0\u00bbfaq-landing-style\u00a0\u00bb][vc_column_text css=\u00a0\u00bb\u00a0\u00bb]\r\n<h2 style=\"text-align: center;\">Do you still have <span style=\"color: #7900f0;\">questions?<\/span><\/h2>\r\n<p style=\"text-align: center;\">\n                                    <div class=\"faq-accordion\" \n                                         id=\"faq-accordion-0\"\n                                         data-type=\"standard\">\n\n                                        <div class=\"faq-container\">\n                                                                                                                                            <div class=\"faq-item faq-featured \" \n                                                     data-faq-index=\"0\">\n                                                    <div class=\"faq-question\"\n                                                         id=\"faq-item-0-0-question\"\n                                                         aria-expanded=\"false\"\n                                                         aria-controls=\"faq-item-0-0-answer\"\n                                                         role=\"button\"\n                                                         tabindex=\"0\">\n                                                        <span class=\"faq-question-text\">Comment d\u00e9poser une r\u00e9clamation pour dommages mat\u00e9riels ?++<\/span>\n                                                        <span class=\"faq-toggle-icon\">\n                                                            <svg class=\"faq-icon-plus\" width=\"18\" height=\"18\" viewBox=\"0 0 10 10\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                                                                <path d=\"M1 4.99805H9\" stroke=\"#151515\" stroke-linecap=\"round\"\/>\n                                                                <path d=\"M5 9L5 1\" stroke=\"#151515\" stroke-linecap=\"round\"\/>\n                                                            <\/svg>\n\n\n\n\n                                                            <svg class=\"faq-icon-minus\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\">\n                                                                <path d=\"M1 8H15\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\"\/>\n                                                            <\/svg>\n                                                        <\/span>\n                                                    <\/div>\n\n                                                    <div class=\"faq-answer\"\n                                                         id=\"faq-item-0-0-answer\"\n                                                         aria-labelledby=\"faq-item-0-0-question\"\n                                                         role=\"region\"\n                                                         >\n                                                        <div class=\"faq-answer-content\" >\n                                                            <p>Comment d\u00e9poser une r\u00e9clamation pour dommages mat\u00e9riels ?<\/p>\n                                                        <\/div>\n                                                    <\/div>\n                                                <\/div>\n                                                                                                                                            <div class=\"faq-item  \" \n                                                     data-faq-index=\"1\">\n                                                    <div class=\"faq-question\"\n                                                         id=\"faq-item-0-1-question\"\n                                                         aria-expanded=\"false\"\n                                                         aria-controls=\"faq-item-0-1-answer\"\n                                                         role=\"button\"\n                                                         tabindex=\"0\">\n                                                        <span class=\"faq-question-text\">Quelles sont les questions les plus fr\u00e9quemment pos\u00e9es concernant l&#039;assurance vie ?<\/span>\n                                                        <span class=\"faq-toggle-icon\">\n                                                            <svg class=\"faq-icon-plus\" width=\"18\" height=\"18\" viewBox=\"0 0 10 10\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                                                                <path d=\"M1 4.99805H9\" stroke=\"#151515\" stroke-linecap=\"round\"\/>\n                                                                <path d=\"M5 9L5 1\" stroke=\"#151515\" stroke-linecap=\"round\"\/>\n                                                            <\/svg>\n\n\n\n\n                                                            <svg class=\"faq-icon-minus\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\">\n                                                                <path d=\"M1 8H15\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\"\/>\n                                                            <\/svg>\n                                                        <\/span>\n                                                    <\/div>\n\n                                                    <div class=\"faq-answer\"\n                                                         id=\"faq-item-0-1-answer\"\n                                                         aria-labelledby=\"faq-item-0-1-question\"\n                                                         role=\"region\"\n                                                         >\n                                                        <div class=\"faq-answer-content\" >\n                                                            <p>Quelles sont les questions les plus fr\u00e9quemment pos\u00e9es concernant l&rsquo;assurance vie ?<\/p>\n                                                        <\/div>\n                                                    <\/div>\n                                                <\/div>\n                                                                                                                                            <div class=\"faq-item  \" \n                                                     data-faq-index=\"2\">\n                                                    <div class=\"faq-question\"\n                                                         id=\"faq-item-0-2-question\"\n                                                         aria-expanded=\"false\"\n                                                         aria-controls=\"faq-item-0-2-answer\"\n                                                         role=\"button\"\n                                                         tabindex=\"0\">\n                                                        <span class=\"faq-question-text\">Que doit-on consid\u00e9rer avant d&#039;acheter une assurance sant\u00e9 ?<\/span>\n                                                        <span class=\"faq-toggle-icon\">\n                                                            <svg class=\"faq-icon-plus\" width=\"18\" height=\"18\" viewBox=\"0 0 10 10\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                                                                <path d=\"M1 4.99805H9\" stroke=\"#151515\" stroke-linecap=\"round\"\/>\n                                                                <path d=\"M5 9L5 1\" stroke=\"#151515\" stroke-linecap=\"round\"\/>\n                                                            <\/svg>\n\n\n\n\n                                                            <svg class=\"faq-icon-minus\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\">\n                                                                <path d=\"M1 8H15\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\"\/>\n                                                            <\/svg>\n                                                        <\/span>\n                                                    <\/div>\n\n                                                    <div class=\"faq-answer\"\n                                                         id=\"faq-item-0-2-answer\"\n                                                         aria-labelledby=\"faq-item-0-2-question\"\n                                                         role=\"region\"\n                                                         >\n                                                        <div class=\"faq-answer-content\" >\n                                                            <p>Que doit-on consid\u00e9rer avant d&rsquo;acheter une assurance sant\u00e9 ?<\/p>\n                                                        <\/div>\n                                                    <\/div>\n                                                <\/div>\n                                                                                                                                            <div class=\"faq-item  \" \n                                                     data-faq-index=\"3\">\n                                                    <div class=\"faq-question\"\n                                                         id=\"faq-item-0-3-question\"\n                                                         aria-expanded=\"false\"\n                                                         aria-controls=\"faq-item-0-3-answer\"\n                                                         role=\"button\"\n                                                         tabindex=\"0\">\n                                                        <span class=\"faq-question-text\">Quels sont les avantages d&#039;avoir une assurance voyage ?<\/span>\n                                                        <span class=\"faq-toggle-icon\">\n                                                            <svg class=\"faq-icon-plus\" width=\"18\" height=\"18\" viewBox=\"0 0 10 10\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                                                                <path d=\"M1 4.99805H9\" stroke=\"#151515\" stroke-linecap=\"round\"\/>\n                                                                <path d=\"M5 9L5 1\" stroke=\"#151515\" stroke-linecap=\"round\"\/>\n                                                            <\/svg>\n\n\n\n\n                                                            <svg class=\"faq-icon-minus\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\">\n                                                                <path d=\"M1 8H15\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\"\/>\n                                                            <\/svg>\n                                                        <\/span>\n                                                    <\/div>\n\n                                                    <div class=\"faq-answer\"\n                                                         id=\"faq-item-0-3-answer\"\n                                                         aria-labelledby=\"faq-item-0-3-question\"\n                                                         role=\"region\"\n                                                         >\n                                                        <div class=\"faq-answer-content\" >\n                                                            <p>Quels sont les avantages d&rsquo;avoir une assurance voyage ?<\/p>\n                                                        <\/div>\n                                                    <\/div>\n                                                <\/div>\n                                                                                                                                            <div class=\"faq-item  \" \n                                                     data-faq-index=\"4\">\n                                                    <div class=\"faq-question\"\n                                                         id=\"faq-item-0-4-question\"\n                                                         aria-expanded=\"false\"\n                                                         aria-controls=\"faq-item-0-4-answer\"\n                                                         role=\"button\"\n                                                         tabindex=\"0\">\n                                                        <span class=\"faq-question-text\">Que se passe-t-il si je manque un paiement ?<\/span>\n                                                        <span class=\"faq-toggle-icon\">\n                                                            <svg class=\"faq-icon-plus\" width=\"18\" height=\"18\" viewBox=\"0 0 10 10\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                                                                <path d=\"M1 4.99805H9\" stroke=\"#151515\" stroke-linecap=\"round\"\/>\n                                                                <path d=\"M5 9L5 1\" stroke=\"#151515\" stroke-linecap=\"round\"\/>\n                                                            <\/svg>\n\n\n\n\n                                                            <svg class=\"faq-icon-minus\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\">\n                                                                <path d=\"M1 8H15\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\"\/>\n                                                            <\/svg>\n                                                        <\/span>\n                                                    <\/div>\n\n                                                    <div class=\"faq-answer\"\n                                                         id=\"faq-item-0-4-answer\"\n                                                         aria-labelledby=\"faq-item-0-4-question\"\n                                                         role=\"region\"\n                                                         >\n                                                        <div class=\"faq-answer-content\" >\n                                                            <p>Que se passe-t-il si je manque un paiement ?<\/p>\n                                                        <\/div>\n                                                    <\/div>\n                                                <\/div>\n                                                                                                                                            <div class=\"faq-item  \" \n                                                     data-faq-index=\"5\">\n                                                    <div class=\"faq-question\"\n                                                         id=\"faq-item-0-5-question\"\n                                                         aria-expanded=\"false\"\n                                                         aria-controls=\"faq-item-0-5-answer\"\n                                                         role=\"button\"\n                                                         tabindex=\"0\">\n                                                        <span class=\"faq-question-text\">Pouvez-vous expliquer comment les primes sont calcul\u00e9es ?<\/span>\n                                                        <span class=\"faq-toggle-icon\">\n                                                            <svg class=\"faq-icon-plus\" width=\"18\" height=\"18\" viewBox=\"0 0 10 10\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                                                                <path d=\"M1 4.99805H9\" stroke=\"#151515\" stroke-linecap=\"round\"\/>\n                                                                <path d=\"M5 9L5 1\" stroke=\"#151515\" stroke-linecap=\"round\"\/>\n                                                            <\/svg>\n\n\n\n\n                                                            <svg class=\"faq-icon-minus\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\">\n                                                                <path d=\"M1 8H15\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\"\/>\n                                                            <\/svg>\n                                                        <\/span>\n                                                    <\/div>\n\n                                                    <div class=\"faq-answer\"\n                                                         id=\"faq-item-0-5-answer\"\n                                                         aria-labelledby=\"faq-item-0-5-question\"\n                                                         role=\"region\"\n                                                         >\n                                                        <div class=\"faq-answer-content\" >\n                                                            <p>Pouvez-vous expliquer comment les primes sont calcul\u00e9es ?<\/p>\n                                                        <\/div>\n                                                    <\/div>\n                                                <\/div>\n                                                                                                                                            <div class=\"faq-item  \" \n                                                     data-faq-index=\"6\">\n                                                    <div class=\"faq-question\"\n                                                         id=\"faq-item-0-6-question\"\n                                                         aria-expanded=\"false\"\n                                                         aria-controls=\"faq-item-0-6-answer\"\n                                                         role=\"button\"\n                                                         tabindex=\"0\">\n                                                        <span class=\"faq-question-text\"> Comment peut-on \u00e9conomiser sur les primes d&#039;assurance ?<\/span>\n                                                        <span class=\"faq-toggle-icon\">\n                                                            <svg class=\"faq-icon-plus\" width=\"18\" height=\"18\" viewBox=\"0 0 10 10\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                                                                <path d=\"M1 4.99805H9\" stroke=\"#151515\" stroke-linecap=\"round\"\/>\n                                                                <path d=\"M5 9L5 1\" stroke=\"#151515\" stroke-linecap=\"round\"\/>\n                                                            <\/svg>\n\n\n\n\n                                                            <svg class=\"faq-icon-minus\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\">\n                                                                <path d=\"M1 8H15\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\"\/>\n                                                            <\/svg>\n                                                        <\/span>\n                                                    <\/div>\n\n                                                    <div class=\"faq-answer\"\n                                                         id=\"faq-item-0-6-answer\"\n                                                         aria-labelledby=\"faq-item-0-6-question\"\n                                                         role=\"region\"\n                                                         >\n                                                        <div class=\"faq-answer-content\" >\n                                                            <p>Comment peut-on \u00e9conomiser sur les primes d&rsquo;assurance ?<\/p>\n                                                        <\/div>\n                                                    <\/div>\n                                                <\/div>\n                                                                                                                                            <div class=\"faq-item  \" \n                                                     data-faq-index=\"7\">\n                                                    <div class=\"faq-question\"\n                                                         id=\"faq-item-0-7-question\"\n                                                         aria-expanded=\"false\"\n                                                         aria-controls=\"faq-item-0-7-answer\"\n                                                         role=\"button\"\n                                                         tabindex=\"0\">\n                                                        <span class=\"faq-question-text\">Comment puis-je mettre \u00e0 jour ma police d&#039;assurance si ma situation change ?<\/span>\n                                                        <span class=\"faq-toggle-icon\">\n                                                            <svg class=\"faq-icon-plus\" width=\"18\" height=\"18\" viewBox=\"0 0 10 10\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                                                                <path d=\"M1 4.99805H9\" stroke=\"#151515\" stroke-linecap=\"round\"\/>\n                                                                <path d=\"M5 9L5 1\" stroke=\"#151515\" stroke-linecap=\"round\"\/>\n                                                            <\/svg>\n\n\n\n\n                                                            <svg class=\"faq-icon-minus\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\">\n                                                                <path d=\"M1 8H15\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\"\/>\n                                                            <\/svg>\n                                                        <\/span>\n                                                    <\/div>\n\n                                                    <div class=\"faq-answer\"\n                                                         id=\"faq-item-0-7-answer\"\n                                                         aria-labelledby=\"faq-item-0-7-question\"\n                                                         role=\"region\"\n                                                         >\n                                                        <div class=\"faq-answer-content\" >\n                                                            <p>Comment puis-je mettre \u00e0 jour ma police d&rsquo;assurance si ma situation change ?<\/p>\n                                                        <\/div>\n                                                    <\/div>\n                                                <\/div>\n                                                                                    <\/div>\n                                    <\/div>\r\n[\/vc_column_text][\/vc_column][\/vc_row][vc_row pix_particles_check=\u00a0\u00bb\u00a0\u00bb el_class=\u00a0\u00bbarticle-landing bg-white\u00a0\u00bb][vc_column el_id=\u00a0\u00bbarticles-feed-1&Prime;][vc_row_inner disable_element=\u00a0\u00bbyes\u00a0\u00bb el_id=\u00a0\u00bbarticles-feed-wrapper1&Prime;][vc_column_inner width=\u00a0\u00bb1\/2&Prime; el_id=\u00a0\u00bbarticles-feed-1-1&Prime;]<div id=\"articles-feed-1-1-text\" class=\"pix-el-text   w-100  \" ><p class=\"\"><h2>Our Abroad blog <span style=\"color: #7900f0;\">to guide you abroad<\/span><\/h2>\n<\/p><\/div>[\/vc_column_inner][vc_column_inner width=\u00a0\u00bb1\/2&Prime; el_id=\u00a0\u00bbarticles-feed-1-2&Prime;]<a id=\"articles-feed-1-1-btn\" href=\"https:\/\/abroad.msh-intl.com\/\" class=\"btn mb-2 arrow-right-purple     text-primary btn-white d-inline-flex align-items-center      btn-md\" target=\"_blank\" rel=\"noopener\"    ><span class=\" \" >See all articles<\/span><\/a>[\/vc_column_inner][\/vc_row_inner][vc_row_inner disable_element=\u00a0\u00bbyes\u00a0\u00bb el_id=\u00a0\u00bbarticles-feed-wrapper2&Prime;][vc_column_inner]<div id=\"articles-feed-rss\" class=\"pix-el-text   w-100  \" ><p class=\"\">                                    <div id=\"msh-articles-wrapper\" data-limit=\"3\" class=\"msh-articles-wrapper owl-carousel  owl-theme\">\n                                        <template id=\"article-template\">\n                                            <div class=\"article-box\">\n                                                <div class=\"article-image\">\n                                                    <a href=\"\" class=\"article-link\">\n                                                        <img decoding=\"async\" src=\"\" alt=\"\" class=\"article-img\">\n                                                    <\/a>\n                                                <\/div>\n                                                <div class=\"article-content\" style=\"height: 130px; overflow: hidden;\">\n                                                    <div class=\"article-excerpt\">\n                                                        <span class=\"article-tag\"><\/span>\n                                                        <hr class=\"black-bullet\">\n                                                            <span class=\"article-date\"><\/span>\n                                                    <\/div>\n                                                    <h3 class=\"article-title\">\n                                                        <a href=\"\" class=\"article-title-link\"><\/a>\n                                                    <\/h3>\n                                                    <div class=\"link-article\" style=\"display: block;\">\n                                                        <a href=\"\" class=\"link-3 with-image-link-acf arrow-right-purple article-readmore\">\n                                                            <span class=\"span-1\"><\/span>\n                                                            <span class=\"span-2\">Lire l'article<\/span>\n                                                        <\/a>\n                                                    <\/div>\n                                                <\/div>\n                                            <\/div>\n                                        <\/template>\n                                    <\/div><\/div>[\/vc_column_inner][\/vc_row_inner][vc_row_inner disable_element=\u00a0\u00bbyes\u00a0\u00bb el_class=\u00a0\u00bbarticle-landing-btn\u00a0\u00bb][vc_column_inner]<div class=\"d-block w-100 text-center\"><a id=\"articles-feed-1-1-btn\" href=\"https:\/\/abroad.msh-intl.com\/\" class=\"btn mb-2 arrow-right-purple     text-primary btn-white d-inline-flex align-items-center      pix-btn-div btn-md\" target=\"_blank\" rel=\"noopener\"    ><span class=\" \" >See all articles<\/span><\/a><\/div>[\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row]<\/div>","protected":false},"excerpt":{"rendered":"Votre couverture, partout dans le monde","protected":false},"author":1,"featured_media":12076,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"categories":[17],"class_list":["post-14285","page","type-page","status-publish","has-post-thumbnail","hentry","category-mobilite-personnelle"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.americas.msh-intl.com\/fr\/wp-json\/wp\/v2\/pages\/14285","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.americas.msh-intl.com\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.americas.msh-intl.com\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.americas.msh-intl.com\/fr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.americas.msh-intl.com\/fr\/wp-json\/wp\/v2\/comments?post=14285"}],"version-history":[{"count":7,"href":"https:\/\/www.americas.msh-intl.com\/fr\/wp-json\/wp\/v2\/pages\/14285\/revisions"}],"predecessor-version":[{"id":14400,"href":"https:\/\/www.americas.msh-intl.com\/fr\/wp-json\/wp\/v2\/pages\/14285\/revisions\/14400"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.americas.msh-intl.com\/fr\/wp-json\/wp\/v2\/media\/12076"}],"wp:attachment":[{"href":"https:\/\/www.americas.msh-intl.com\/fr\/wp-json\/wp\/v2\/media?parent=14285"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.americas.msh-intl.com\/fr\/wp-json\/wp\/v2\/categories?post=14285"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}