{"id":14756,"date":"2025-12-15T18:26:04","date_gmt":"2025-12-15T17:26:04","guid":{"rendered":"https:\/\/www.americas.msh-intl.com\/group-employee-plans\/"},"modified":"2026-05-06T23:28:41","modified_gmt":"2026-05-06T22:28:41","slug":"regimes-collectifs-pour-employes","status":"publish","type":"page","link":"https:\/\/www.americas.msh-intl.com\/fr\/regimes-collectifs-pour-employes\/","title":{"rendered":"PRODUCT: Group and Employee Plans FR"},"content":{"rendered":"<div class=\"wpb-content-wrapper\">[vc_row full_width=\u00a0\u00bbstretch_row_content_no_spaces\u00a0\u00bb equal_height=\u00a0\u00bbyes\u00a0\u00bb content_placement=\u00a0\u00bbmiddle\u00a0\u00bb pix_particles_check=\u00a0\u00bb\u00a0\u00bb btn_text=\u00a0\u00bbObtenir un devis\u00a0\u00bb btn_target=\u00a0\u00bb\u00a0\u00bb btn_popup_id=\u00a0\u00bb\u00a0\u00bb btn_title_bold=\u00a0\u00bb\u00a0\u00bb btn_italic=\u00a0\u00bb\u00a0\u00bb btn_secondary_font=\u00a0\u00bb\u00a0\u00bb btn_style=\u00a0\u00bb\u00a0\u00bb btn_color=\u00a0\u00bbprimary\u00a0\u00bb btn_remove_padding=\u00a0\u00bb\u00a0\u00bb btn_text_color=\u00a0\u00bb\u00a0\u00bb btn_size=\u00a0\u00bbmd\u00a0\u00bb btn_rounded=\u00a0\u00bb\u00a0\u00bb btn_effect=\u00a0\u00bb\u00a0\u00bb btn_hover_effect=\u00a0\u00bb\u00a0\u00bb btn_add_hover_effect=\u00a0\u00bb\u00a0\u00bb btn_icon_position=\u00a0\u00bb\u00a0\u00bb btn_icon_animation=\u00a0\u00bb\u00a0\u00bb btn_full=\u00a0\u00bb\u00a0\u00bb btn_text_align=\u00a0\u00bbtext-center\u00a0\u00bb btn_div=\u00a0\u00bb\u00a0\u00bb btn_animation=\u00a0\u00bb\u00a0\u00bb btn_link=\u00a0\u00bb#\u00a0\u00bb btn_class=\u00a0\u00bbarrow-right-back-white-hover btn-devis\u00a0\u00bb btn_text_custom_color=\u00a0\u00bb\u00a0\u00bb btn_icon=\u00a0\u00bb\u00a0\u00bb btn_anim_delay=\u00a0\u00bb\u00a0\u00bb btn_id=\u00a0\u00bb\u00a0\u00bb el_class=\u00a0\u00bbheader-classic1 solutions-page\u00a0\u00bb][vc_column width=\u00a0\u00bb1\/2&Prime; el_class=\u00a0\u00bbpaadtexte tab-pro\u00a0\u00bb]<div id=\"el1757430130462-52318cc9-0726\" class=\"pix-el-text   w-100   vc_custom_1778104443324\" ><p class=\"\"><h1>R\u00e9gimes collectifs et pour employ\u00e9s<br \/>\n<span style=\"color: #7900f0;\">Assurance voyage flexible pour les personnes en d\u00e9placement<br \/>\n<\/span><\/h1>\n<p>Solutions d\u2019assurance compl\u00e8tes et personnalis\u00e9es pour groupes et entreprises, con\u00e7ues pour les voyages d\u2019affaires ou de loisirs.<\/p>\n<ul class=\"offre-garanties-list\">\n<li>Options de r\u00e9gime flexibles adapt\u00e9es aux groupes de 50+ et \u00e0 diff\u00e9rents budgets<\/li>\n<li>Con\u00e7ues pour les entreprises, les \u00e9tablissements d\u2019enseignement et les organisations de tous types<\/li>\n<li>Enti\u00e8rement personnalisables pour r\u00e9pondre \u00e0 des besoins de couverture uniques<\/li>\n<li>Couverture mondiale pour les voyages d\u2019affaires et de loisirs<\/li>\n<\/ul>\n<\/p><\/div><a  href=\"#solutions-intro\" class=\"btn mb-2 rdv-btn arrow-right-back-white-hover     btn-gray-2 d-inline-flex align-items-center      btn-md\"     ><span class=\" \" >Voir nos solutions<\/span><\/a><a  href=\"#GroupContactUs\" class=\"btn mb-2 rdv-btn arrow-right-back-white-hover     btn-primary d-inline-flex align-items-center      btn-md\"     ><span class=\" \" >Nous contacter<\/span><\/a>[\/vc_column][vc_column width=\u00a0\u00bb1\/2&Prime; el_class=\u00a0\u00bbimage-width100 width_40_header\u00a0\u00bb]<div id=\"img-e8db13ffd5b04db47c70a0276a0e9706\" class=\"pix-img-element d-inline-block \" ><div class=\"pix-img-el     text-left d-inline-block  w-100 rounded-0\"  ><img loading=\"lazy\" decoding=\"async\" width=\"2158\" height=\"2000\" src=\"\/wp-content\/uploads\/2026\/05\/Group-Employee-Plans_header.jpg\" class=\"pix-img-elem rounded-0\" alt=\"Image link\" srcset=\"\/wp-content\/uploads\/2026\/05\/Group-Employee-Plans_header.jpg 2158w, \/wp-content\/uploads\/2026\/05\/Group-Employee-Plans_header-300x278.jpg 300w, \/wp-content\/uploads\/2026\/05\/Group-Employee-Plans_header-1024x949.jpg 1024w, \/wp-content\/uploads\/2026\/05\/Group-Employee-Plans_header-768x712.jpg 768w, \/wp-content\/uploads\/2026\/05\/Group-Employee-Plans_header-1536x1424.jpg 1536w, \/wp-content\/uploads\/2026\/05\/Group-Employee-Plans_header-2048x1898.jpg 2048w\" sizes=\"auto, (max-width: 2158px) 100vw, 2158px\" \/><\/div><\/div>[\/vc_column][\/vc_row][vc_row full_width=\u00a0\u00bbstretch_row\u00a0\u00bb pix_particles_check=\u00a0\u00bb\u00a0\u00bb el_class=\u00a0\u00bbexpat-section\u00a0\u00bb][vc_column][vc_row_inner el_class=\u00a0\u00bbwidth1090&Prime;][vc_column_inner]<div id=\"el1756832538077-dbb7d1dd-4400\" class=\"pix-el-text   w-100   vc_custom_1778104490659\" ><p class=\"\"><h2 style=\"text-align: center;\">R\u00e9gimes collectifs et pour employ\u00e9s : des solutions flexibles pour les personnes en d\u00e9placement<\/h2>\n<\/p><\/div>[\/vc_column_inner][\/vc_row_inner][vc_row_inner equal_height=\u00a0\u00bbyes\u00a0\u00bb gap=\u00a0\u00bb30&Prime; el_class=\u00a0\u00bbrow_expat-card\u00a0\u00bb][vc_column_inner width=\u00a0\u00bb1\/4&Prime;]<div id=\"el1757348917572-4751aaba-b513\" class=\"pix-el-text   w-100  \" ><p class=\"\"><div class=\"expat-card\">\n<h3>Options de r\u00e9gime flexibles<\/h3>\n<p>R\u00e9gimes complets et d\u2019urgence uniquement offrant plusieurs niveaux de couverture et options de franchise pour r\u00e9pondre \u00e0 diff\u00e9rents besoins de voyage.<\/p>\n<\/div><\/div>[\/vc_column_inner][vc_column_inner width=\u00a0\u00bb1\/4&Prime;]<div id=\"el1757348881301-cb885682-9723\" class=\"pix-el-text   w-100  \" ><p class=\"\"><div class=\"expat-card\">\n<h3>Admissibilit\u00e9 \u00e9tendue<\/h3>\n<p>Couverture pour les personnes seules, les couples et les familles, y compris les personnes \u00e0 charge. R\u00e9gimes d\u2019urgence offerts pour les voyageurs de moins de 60 ans.<\/p>\n<\/div><\/div>[\/vc_column_inner][vc_column_inner width=\u00a0\u00bb1\/4&Prime;]<div id=\"el1757348881301-cb885682-9723\" class=\"pix-el-text   w-100  \" ><p class=\"\"><div class=\"expat-card\">\n<h3>Garanties personnalis\u00e9es<\/h3>\n<p>Options facultatives incluant l\u2019assurance vie, invalidit\u00e9, dentaire, l\u2019\u00e9vacuation d\u2019urgence et les programmes d\u2019aide aux employ\u00e9s (PAE).<\/p>\n<\/div><\/div>[\/vc_column_inner][vc_column_inner width=\u00a0\u00bb1\/4&Prime;]<div id=\"el1757348881301-cb885682-9723\" class=\"pix-el-text   w-100  \" ><p class=\"\"><div class=\"expat-card\">\n<h3>Couverture mondiale<\/h3>\n<p>Protection mondiale \u00e0 l\u2019ext\u00e9rieur du pays d\u2019origine, appuy\u00e9e par des r\u00e9seaux m\u00e9dicaux internationaux \u00e9tablis.<\/p>\n<\/div><\/div>[\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row full_width=\u00a0\u00bbstretch_row\u00a0\u00bb pix_particles_check=\u00a0\u00bb\u00a0\u00bb btn_text=\u00a0\u00bbObtenir un devis\u00a0\u00bb btn_target=\u00a0\u00bb\u00a0\u00bb btn_popup_id=\u00a0\u00bb\u00a0\u00bb btn_title_bold=\u00a0\u00bb\u00a0\u00bb btn_italic=\u00a0\u00bb\u00a0\u00bb btn_secondary_font=\u00a0\u00bb\u00a0\u00bb btn_style=\u00a0\u00bb\u00a0\u00bb btn_color=\u00a0\u00bbprimary\u00a0\u00bb btn_remove_padding=\u00a0\u00bb\u00a0\u00bb btn_text_color=\u00a0\u00bb\u00a0\u00bb btn_size=\u00a0\u00bbmd\u00a0\u00bb btn_rounded=\u00a0\u00bb\u00a0\u00bb btn_effect=\u00a0\u00bb\u00a0\u00bb btn_hover_effect=\u00a0\u00bb\u00a0\u00bb btn_add_hover_effect=\u00a0\u00bb\u00a0\u00bb btn_icon_position=\u00a0\u00bb\u00a0\u00bb btn_icon_animation=\u00a0\u00bb\u00a0\u00bb btn_full=\u00a0\u00bb\u00a0\u00bb btn_text_align=\u00a0\u00bbtext-center\u00a0\u00bb btn_div=\u00a0\u00bb\u00a0\u00bb btn_animation=\u00a0\u00bb\u00a0\u00bb btn_link=\u00a0\u00bb#\u00a0\u00bb btn_class=\u00a0\u00bbarrow-right-back-white-hover btn-devis\u00a0\u00bb btn_text_custom_color=\u00a0\u00bb\u00a0\u00bb btn_icon=\u00a0\u00bb\u00a0\u00bb btn_anim_delay=\u00a0\u00bb\u00a0\u00bb btn_id=\u00a0\u00bb\u00a0\u00bb css=\u00a0\u00bb.vc_custom_1774294752459{padding-top: 64px !important;padding-bottom: 64px !important;background-color: #7900F000 !important;background-position: center !important;background-repeat: no-repeat !important;background-size: contain !important;}\u00a0\u00bb row_title=\u00a0\u00bbsolutions-intro\u00a0\u00bb el_id=\u00a0\u00bbsolutions-intro\u00a0\u00bb][vc_column][vc_empty_space height=\u00a0\u00bb30&Prime; el_id=\u00a0\u00bb#solutions-intro\u00a0\u00bb][vc_row_inner el_class=\u00a0\u00bbwidth1090&Prime;][vc_column_inner]<div id=\"el1765570625731-bef3c612-544a\" class=\"pix-el-text   w-100   vc_custom_1778105014923\" ><p class=\"\"><h2 style=\"color: #000000; text-align: center; max-width: 100%; margin-top: 0; margin-bottom: 0;\">Nous avons les <span style=\"color: #7900f0;\">solutions qu\u2019il vous faut<\/span><\/h2>\n<p style=\"text-align: center; margin-top: 0; margin-bottom: 0;\">Nous offrons des solutions adapt\u00e9es pour r\u00e9pondre \u00e0 vos d\u00e9fis, en mettant l\u2019accent sur les domaines cl\u00e9s suivants :<\/p>\n<\/p><\/div>[\/vc_column_inner][\/vc_row_inner][vc_row_inner equal_height=\u00a0\u00bbyes\u00a0\u00bb gap=\u00a0\u00bb30&Prime; el_class=\u00a0\u00bbwidth1090&Prime;][vc_column_inner width=\u00a0\u00bb1\/4&Prime; content_align=\u00a0\u00bbtext-center\u00a0\u00bb]<div id=\"img-51a45befc8c0e85e17308a9da58dacf7\" class=\"pix-img-element d-inline-block \" ><div class=\"pix-img-el     text-left d-inline-block   rounded-0\"  ><img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/12\/icon-puzzel.svg\" class=\"pix-img-elem rounded-0\" alt=\"Image link\" \/><\/div><\/div><div id=\"el1765570625842-3658996c-0a0a\" class=\"pix-el-text   w-100 text-center \" ><p class=\"text-center\"><div class=\"card-info\">\n<h3 class=\"card-title\">Conception de r\u00e9gimes<br \/>\npersonnalis\u00e9s et flexibles<\/h3>\n<\/div><\/div>[\/vc_column_inner][vc_column_inner width=\u00a0\u00bb1\/4&Prime; content_align=\u00a0\u00bbtext-center\u00a0\u00bb]<div id=\"img-ffabdffb2378d9dba2efd8744de5cc22\" class=\"pix-img-element d-inline-block \" ><div class=\"pix-img-el     text-left d-inline-block   rounded-0\"  ><img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/09\/globe-1.svg\" class=\"pix-img-elem rounded-0\" alt=\"Image link\" \/><\/div><\/div><div id=\"el1765570625791-2fed7c28-b815\" class=\"pix-el-text   w-100 text-center \" ><p class=\"text-center\"><div class=\"card-info\">\n<h3 class=\"card-title\">R\u00e9seau<br \/>\nmondial<\/h3>\n<\/div><\/div>[\/vc_column_inner][vc_column_inner width=\u00a0\u00bb1\/4&Prime; content_align=\u00a0\u00bbtext-center\u00a0\u00bb]<div id=\"img-cd9130dbedbd92c597709f6bbb036672\" class=\"pix-img-element d-inline-block \" ><div class=\"pix-img-el     text-center d-inline-block   rounded-0\"  ><img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/09\/money-icon.svg\" class=\"pix-img-elem rounded-0\" alt=\"Image link\" \/><\/div><\/div><div id=\"el1765570625892-df4e0c63-7c7d\" class=\"pix-el-text   w-100 text-center \" ><p class=\"text-center\"><div class=\"card-info\">\n<h3 class=\"card-title\">Contr\u00f4le<br \/>\ndes co\u00fbts<\/h3>\n<p class=\"card-text\">\n<\/div><\/div>[\/vc_column_inner][vc_column_inner width=\u00a0\u00bb1\/4&Prime; content_align=\u00a0\u00bbtext-center\u00a0\u00bb]<div id=\"img-ff43df2c04f52b4242cf00491dfe5820\" class=\"pix-img-element d-inline-block \" ><div class=\"pix-img-el     text-left d-inline-block   rounded-0\"  ><img decoding=\"async\" src=\"\/wp-content\/uploads\/2026\/01\/icon-upload.svg\" class=\"pix-img-elem rounded-0\" alt=\"Image link\" \/><\/div><\/div><div id=\"el1765570625943-5c5d7bec-0688\" class=\"pix-el-text   w-100 text-center \" ><p class=\"text-center\"><div class=\"card-info\">\n<h3 class=\"card-title\">Traitement num\u00e9rique<br \/>\ndes r\u00e9clamations<\/h3>\n<\/div><\/div>[\/vc_column_inner][\/vc_row_inner][vc_empty_space height=\u00a0\u00bb50px\u00a0\u00bb][vc_row_inner equal_height=\u00a0\u00bbyes\u00a0\u00bb gap=\u00a0\u00bb30&Prime; el_class=\u00a0\u00bbwidth1090&Prime; css=\u00a0\u00bb.vc_custom_1765914052418{padding-top: 30px !important;padding-bottom: 30px !important;background-color: #7900F000 !important;}\u00a0\u00bb][vc_column_inner width=\u00a0\u00bb1\/2&Prime; content_align=\u00a0\u00bbtext-center\u00a0\u00bb css=\u00a0\u00bb.vc_custom_1765912989449{padding-top: 60px !important;padding-right: 60px !important;padding-bottom: 60px !important;padding-left: 60px !important;background-color: #7900F00D !important;border-radius: 35px !important;}\u00a0\u00bb]<div id=\"el1765911859978-c9777824-0e1a\" class=\"pix-el-text   w-100  \" ><p class=\"\"><h2><span style=\"color: #7900f0;\">R\u00e9gime de services administratifs seulement<\/span><\/h2>\n<\/p><\/div>[vc_empty_space height=\u00a0\u00bb25px\u00a0\u00bb]<div id=\"el1765912191335-e36d6db7-107f\" class=\"pix-el-text   w-100  \" ><p class=\"\"><p>Les r\u00e9gimes de services administratifs seulement (SAS) permettent aux groupes de payer uniquement les r\u00e9clamations r\u00e9elles, tandis que MSH g\u00e8re les garanties flexibles et l\u2019administration.<\/p>\n<\/p><\/div>[vc_empty_space height=\u00a0\u00bb15px\u00a0\u00bb]<div id=\"el1765911752505-d126a1be-6c65\" class=\"pix-el-text   w-100  \" ><p class=\"\"><ul class=\"offre-garanties-list\">\n<li>Conception de r\u00e9gime flexible adapt\u00e9e \u00e0 vos besoins<\/li>\n<li>Payez uniquement les r\u00e9clamations r\u00e9elles, sans co\u00fbts cach\u00e9s<\/li>\n<li>Administration transparente avec des frais r\u00e9duits<\/li>\n<li>Protection stop-loss suppl\u00e9mentaire pour plus de s\u00e9curit\u00e9<\/li>\n<\/ul>\n<\/p><\/div>[vc_empty_space height=\u00a0\u00bb25px\u00a0\u00bb]<div class=\"d-block w-100 text-center\"><a  href=\"\/administrative-services-only\/\" class=\"btn mb-2 arrow-right-back-purple-hover     btn-primary d-inline-flex align-items-center      pix-btn-div btn-md\"     ><span class=\" \" >En savoir plus<\/span><\/a><\/div>[\/vc_column_inner][vc_column_inner width=\u00a0\u00bb1\/2&Prime; content_align=\u00a0\u00bbtext-center\u00a0\u00bb css=\u00a0\u00bb.vc_custom_1765923177247{padding-top: 60px !important;padding-right: 60px !important;padding-bottom: 60px !important;padding-left: 60px !important;background-color: #7900F00D !important;border-radius: 35px !important;}\u00a0\u00bb]<div id=\"el1765913857391-218ab181-300e\" class=\"pix-el-text   w-100  \" ><p class=\"\"><h2><span style=\"color: #7900f0;\">R\u00e9gimes personnalisables<\/span><\/h2>\n<\/p><\/div>[vc_empty_space height=\u00a0\u00bb25px\u00a0\u00bb]<div id=\"el1765913930134-2b0d1b83-f1df\" class=\"pix-el-text   w-100  \" ><p class=\"\"><p>Soutenez votre personnel avec des r\u00e9gimes collectifs enti\u00e8rement assur\u00e9s qui s\u2019adaptent localement, respectent les exigences globales et offrent des soins uniformes \u00e0 l\u2019\u00e9chelle mondiale.<\/p>\n<\/p><\/div>[vc_empty_space height=\u00a0\u00bb15px\u00a0\u00bb]<div id=\"el1765913947153-cb893780-5ffb\" class=\"pix-el-text   w-100  \" ><p class=\"\"><ul class=\"offre-garanties-list\">\n<li>Payez uniquement les r\u00e9clamations r\u00e9elles, et non des primes<\/li>\n<li>Garanties uniformes pour les effectifs mondiaux<\/li>\n<li>Protection budg\u00e9taire gr\u00e2ce \u00e0 la couverture stop-loss<\/li>\n<li>Conception de r\u00e9gime personnalis\u00e9e selon les besoins<\/li>\n<\/ul>\n<\/p><\/div>[vc_empty_space height=\u00a0\u00bb25px\u00a0\u00bb]<div class=\"d-block w-100 text-center\"><a  href=\"\/customizable-plans\/\" class=\"btn mb-2 arrow-right-back-purple-hover     btn-primary d-inline-flex align-items-center      pix-btn-div btn-md\"     ><span class=\" \" >En savoir plus<\/span><\/a><\/div>[\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row content_placement=\u00a0\u00bbmiddle\u00a0\u00bb pix_particles_check=\u00a0\u00bb\u00a0\u00bb el_id=\u00a0\u00bbfaq-devis\u00a0\u00bb el_class=\u00a0\u00bbwidth1090 faq-landing-width spaceplus option-assistance\u00a0\u00bb][vc_column width=\u00a0\u00bb1\/2&Prime; el_id=\u00a0\u00bbfaq-devis-1&Prime;]<div id=\"img-eb39ceb2e040e8adaac4f8d7d2397dc1\" class=\"pix-img-element d-inline-block \" ><div class=\"pix-img-el     text-right d-inline-block  w-100 rounded-0\"  ><img loading=\"lazy\" decoding=\"async\" width=\"1713\" height=\"2000\" src=\"\/wp-content\/uploads\/2026\/05\/MSH-Advantage-2.jpg\" class=\"pix-img-elem rounded-0\" alt=\"Image link\" srcset=\"\/wp-content\/uploads\/2026\/05\/MSH-Advantage-2.jpg 1713w, \/wp-content\/uploads\/2026\/05\/MSH-Advantage-2-257x300.jpg 257w, \/wp-content\/uploads\/2026\/05\/MSH-Advantage-2-877x1024.jpg 877w, \/wp-content\/uploads\/2026\/05\/MSH-Advantage-2-768x897.jpg 768w, \/wp-content\/uploads\/2026\/05\/MSH-Advantage-2-1316x1536.jpg 1316w\" sizes=\"auto, (max-width: 1713px) 100vw, 1713px\" \/><\/div><\/div>[\/vc_column][vc_column width=\u00a0\u00bb1\/2&Prime; el_id=\u00a0\u00bbfaq-devis-2&Prime;]<div id=\"el1755277106094-cf751fd6-748f\" class=\"pix-el-text   w-100  \" ><p class=\"\"><h2>L\u2019avantage MSH\u202f: <span style=\"color: #7900f0;\">Un accompagnement \u00e0 chaque \u00e9tape de votre parcours international<\/span><\/h2>\n<p>Depuis plus de 40 ans, MSH International g\u00e8re des solutions mondiales d\u2019avantages sociaux et de gestion des risques pour les personnes mobiles \u00e0 l\u2019international. Gr\u00e2ce \u00e0 des programmes sur mesure et rentables, nous offrons aux voyageurs du monde entier une tranquillit\u00e9 d\u2019esprit totale \u2014 peu importe o\u00f9 la vie les m\u00e8ne.<\/p>\n<\/p><\/div><div id=\"el1757499393839-aa6be4fe-3b30\" class=\"pix-el-text   w-100  \" ><p class=\"\"><ul class=\"offre-garanties-list\">\n<li>R\u00e9seau mondial de fournisseurs MSH avec facturation directe<\/li>\n<li>Gestion des r\u00e9clamations et de l\u2019administration des r\u00e9gimes enti\u00e8rement num\u00e9rique<\/li>\n<li>Assistance interne et gestion de cas 24\u202fh\/24, 7\u202fj\/7<\/li>\n<li>Adh\u00e9sion flexible, compatible avec les r\u00e9gimes d\u2019avantages sociaux existants<\/li>\n<\/ul>\n<\/p><\/div><a  href=\"https:\/\/drive.google.com\/file\/d\/1th_eQL4lv3DF4rxTc99d0qPH1ul-aQYP\/view\" class=\"btn mb-2 rdv-btn arrow-right-back-white-hover   vc_custom_1778104338736   btn-primary d-inline-flex align-items-center      btn-md\" target=\"_blank\" rel=\"noopener\"    ><span class=\" \" >En savoir plus sur nos solutions de voyages d\u2019affaires<\/span><\/a><a  href=\"https:\/\/drive.google.com\/file\/d\/1Cp6GHcs_7vf47q0rjkcqkUdNVRzjwUFW\/view\" class=\"btn mb-2 rdv-btn arrow-right-back-white-hover   vc_custom_1778104346606   btn-gray-1 d-inline-flex align-items-center      btn-md\" target=\"_blank\" rel=\"noopener\"    ><span class=\" \" >En savoir plus sur nos solutions de voyages de groupe<\/span><\/a>[\/vc_column][\/vc_row][vc_row css_animation=\u00a0\u00bbnone\u00a0\u00bb pix_particles_check=\u00a0\u00bb\u00a0\u00bb el_id=\u00a0\u00bbGroupContactUs\u00a0\u00bb][vc_column el_class=\u00a0\u00bbaction-wrapper\u00a0\u00bb][vc_empty_space height=\u00a0\u00bb0px\u00a0\u00bb][\/vc_column][\/vc_row][vc_row css_animation=\u00a0\u00bbnone\u00a0\u00bb pix_particles_check=\u00a0\u00bb\u00a0\u00bb el_id=\u00a0\u00bbASOContactUs\u00a0\u00bb el_class=\u00a0\u00bbaction\u00a0\u00bb][vc_column el_class=\u00a0\u00bbaction-wrapper\u00a0\u00bb][vc_row_inner el_class=\u00a0\u00bbwidth1090&Prime;][vc_column_inner]<div id=\"el1765467927423-6f501c5a-1dda\" class=\"pix-el-text   w-100  \" ><p class=\"\"><h2 style=\"text-align: center;\">Communiquez avec nous aujourd&rsquo;hui pour en savoir plus<\/h2>\n<\/p><\/div><div id=\"el1768505954638-51fdd85c-9fe6\" class=\"pix-el-text   w-100  \" ><p class=\"\"><div style=\"display: flex; align-items: center; justify-content: center; width: 100%; flex-wrap: wrap; gap: 30px;\"><!-- Column 1: Phone --><\/p>\n<div style=\"display: flex; align-items: center; justify-content: center;\">\n<div class=\"expat-card\" style=\"text-align: center;\">\n<h2 style=\"margin: 0; color: #ffffff; font-size: 25px; line-height: 1; display: flex; align-items: center; justify-content: center; min-height: 30px;\">+1 (800) 360-3234<\/h2>\n<\/div>\n<\/div>\n<p><!-- Column 2: Email --><\/p>\n<div style=\"display: flex; align-items: center; justify-content: center;\">\n<div class=\"expat-card\" style=\"text-align: center;\">\n<h2 style=\"color: #ffffff; font-size: 25px; line-height: 1; display: flex; align-items: center; justify-content: center; min-height: 30px;\"><a style=\"color: inherit; font-size: inherit; font-family: inherit; font-weight: inherit; line-height: inherit; text-decoration: none; display: inline-flex; align-items: center;\" href=\"mailto:helpline@americas.msh-intl.com\"><br \/>\nhelpline@americas.msh-intl.com<br \/>\n<\/a><\/h2>\n<\/div>\n<\/div>\n<\/div><\/div>[\/vc_column_inner][\/vc_row_inner][vc_row_inner equal_height=\u00a0\u00bbyes\u00a0\u00bb gap=\u00a0\u00bb30&Prime; disable_element=\u00a0\u00bbyes\u00a0\u00bb][vc_column_inner width=\u00a0\u00bb1\/2&Prime;]<div id=\"el1765468380919-00c004b4-96ee\" class=\"pix-el-text   w-100  \" ><p class=\"\"><div style=\"padding-right: 30px; display: flex; align-items: center; justify-content: center; height: 100%;\">\n<div class=\"expat-card\" style=\"text-align: center; white-space: nowrap;\">\n<h2 style=\"margin: 0; color: #ffffff; font-size: 25px;\">+1 (800) 360-3234<\/h2>\n<p style=\"margin: 0; color: #7a7a7a;\">\n<\/div>\n<\/div><\/div>[\/vc_column_inner][vc_column_inner width=\u00a0\u00bb1\/2&Prime;]<div id=\"el1778106240766-709a7e01-5f29\" class=\"pix-el-text   w-100  \" ><p class=\"\"><div style=\"padding-left: 5px; display: flex; align-items: center; justify-content: center; height: 100%;\">\n<div class=\"expat-card\" style=\"text-align: center; white-space: nowrap;\">\n<h2 style=\"margin: 0; color: #ffffff; font-size: 25px;\">helpline@americas.msh-intl.com<\/h2>\n<p style=\"margin: 0; color: #7a7a7a;\">\n<\/div>\n<\/div><\/div>[\/vc_column_inner][\/vc_row_inner][vc_row_inner equal_height=\u00a0\u00bbyes\u00a0\u00bb gap=\u00a0\u00bb30&Prime; disable_element=\u00a0\u00bbyes\u00a0\u00bb][vc_column_inner width=\u00a0\u00bb1\/3&Prime;]<div id=\"el1765468380919-00c004b4-96ee\" class=\"pix-el-text   w-100  \" ><p class=\"\"><div style=\"padding-right: 5px; display: flex; align-items: center; justify-content: center; height: 100%;\">\n<div class=\"expat-card\" style=\"text-align: center; white-space: nowrap;\">\n<h2 style=\"margin: 0; color: #ffffff; font-size: 40px;\">+1 800 292 9460<\/h2>\n<p style=\"margin: 0; color: #7a7a7a;\">Toll-free in USA and Canada<\/p>\n<\/div>\n<\/div><\/div>[\/vc_column_inner][vc_column_inner width=\u00a0\u00bb1\/3&Prime;]<div id=\"el1765469988383-813ed60b-8d0a\" class=\"pix-el-text   w-100  \" ><p class=\"\"><div style=\"padding: 0 5px; display: flex; align-items: center; justify-content: center; height: 100%;\">\n<div class=\"expat-card\" style=\"text-align: center; white-space: nowrap;\">\n<h2 style=\"margin: 0; color: #ffffff; font-size: 30px;\">sales@americas.msh-intl.com<\/h2>\n<\/div>\n<\/div><\/div>[\/vc_column_inner][vc_column_inner width=\u00a0\u00bb1\/3&Prime;]<div id=\"el1768505077907-fe182401-ece5\" class=\"pix-el-text   w-100  \" ><p class=\"\"><div style=\"padding-left: 5px; display: flex; align-items: center; justify-content: center; height: 100%;\">\n<div class=\"expat-card\" style=\"text-align: center; white-space: nowrap;\">\n<h2 style=\"margin: 0; color: #ffffff; font-size: 40px;\">+1 800 292 9460<\/h2>\n<p style=\"margin: 0; color: #7a7a7a;\">Toll-free in USA and Canada<\/p>\n<\/div>\n<\/div><\/div>[\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row content_placement=\u00a0\u00bbmiddle\u00a0\u00bb disable_element=\u00a0\u00bbyes\u00a0\u00bb pix_particles_check=\u00a0\u00bb\u00a0\u00bb el_class=\u00a0\u00bbwidth1090 faq-landing-width spaceplus\u00a0\u00bb el_id=\u00a0\u00bbfaq-devis\u00a0\u00bb][vc_column width=\u00a0\u00bb1\/2&Prime; el_id=\u00a0\u00bbfaq-devis-1&Prime; el_class=\u00a0\u00bbfranchise-mesure\u00a0\u00bb]<div id=\"el1757351371631-77adf2ad-8aac\" class=\"pix-el-text   w-100  \" ><p class=\"\"><h2>Choose the deductible<br \/>\n<span style=\"color: #7900f0;\"> that works for you<br \/>\n<\/span><\/h2>\n<p>Choose an annual deductible when you take out your health insurance plan to reduce your annual premium.<\/p>\n<\/p><\/div><div id=\"el1757499421754-760eecf3-27cd\" class=\"pix-el-text   w-100  \" ><p class=\"\"><ul class=\"offre-garanties-list\">\n<li>Several deductible amounts available<\/li>\n<li>Keep your healthcare budget in check<\/li>\n<li>Get coverage you can rely on for major expenses<\/li>\n<\/ul>\n<\/p><\/div><a  href=\"https:\/\/individualquote.msh-intl.com\/client.html?_locale=en&amp;utm_source=null&amp;utm_campaign=null\" class=\"btn mb-2 rdv-btn arrow-right-back-white-hover   vc_custom_1761824173292   btn-primary d-inline-flex align-items-center      btn-md\" target=\"_blank\" rel=\"noopener\"    ><span class=\" \" >Get a quote<\/span><\/a>[\/vc_column][vc_column width=\u00a0\u00bb1\/2&Prime; el_id=\u00a0\u00bbfaq-devis-2&Prime; el_class=\u00a0\u00bbimage_normal\u00a0\u00bb]<div id=\"img-1a45c377c8029f93f7bc7542e720d04d\" class=\"pix-img-element d-inline-block \" ><div class=\"pix-img-el     text-right d-inline-block  w-100 rounded-0\"  ><img loading=\"lazy\" decoding=\"async\" width=\"583\" height=\"583\" src=\"\/wp-content\/uploads\/2025\/10\/Values-Image.jpg\" class=\"pix-img-elem rounded-0\" alt=\"Image link\" srcset=\"\/wp-content\/uploads\/2025\/10\/Values-Image.jpg 583w, \/wp-content\/uploads\/2025\/10\/Values-Image-300x300.jpg 300w, \/wp-content\/uploads\/2025\/10\/Values-Image-150x150.jpg 150w, \/wp-content\/uploads\/2025\/10\/Values-Image-75x75.jpg 75w, \/wp-content\/uploads\/2025\/10\/Values-Image-460x460.jpg 460w\" sizes=\"auto, (max-width: 583px) 100vw, 583px\" \/><\/div><\/div>[\/vc_column][\/vc_row][vc_row disable_element=\u00a0\u00bbyes\u00a0\u00bb pix_particles_check=\u00a0\u00bb\u00a0\u00bb el_id=\u00a0\u00bbfaq_accordion\u00a0\u00bb][vc_column][vc_column_text css=\u00a0\u00bb\u00a0\u00bb]\r\n<h2 style=\"text-align: center;\">Still have <span style=\"color: #7900f0;\">questions?<\/span><\/h2>\r\n<p style=\"text-align: center;\">\n                                    <div class=\"faq-accordion\" \n                                         id=\"faq-accordion-0\"\n                                         data-type=\"standard\">\n\n                                        <div class=\"faq-container\">\n                                                                                                                                            <div class=\"faq-item faq-featured \" \n                                                     data-faq-index=\"0\">\n                                                    <div class=\"faq-question\"\n                                                         id=\"faq-item-0-0-question\"\n                                                         aria-expanded=\"false\"\n                                                         aria-controls=\"faq-item-0-0-answer\"\n                                                         role=\"button\"\n                                                         tabindex=\"0\">\n                                                        <span class=\"faq-question-text\">How to make a claim for property damage? <\/span>\n                                                        <span class=\"faq-toggle-icon\">\n                                                            <svg class=\"faq-icon-plus\" width=\"18\" height=\"18\" viewBox=\"0 0 10 10\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                                                                <path d=\"M1 4.99805H9\" stroke=\"#151515\" stroke-linecap=\"round\"\/>\n                                                                <path d=\"M5 9L5 1\" stroke=\"#151515\" stroke-linecap=\"round\"\/>\n                                                            <\/svg>\n\n\n\n\n                                                            <svg class=\"faq-icon-minus\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\">\n                                                                <path d=\"M1 8H15\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\"\/>\n                                                            <\/svg>\n                                                        <\/span>\n                                                    <\/div>\n\n                                                    <div class=\"faq-answer\"\n                                                         id=\"faq-item-0-0-answer\"\n                                                         aria-labelledby=\"faq-item-0-0-question\"\n                                                         role=\"region\"\n                                                         >\n                                                        <div class=\"faq-answer-content\" >\n                                                            <div>\n<p><strong>Lorem Ipsum<\/strong>\u00a0is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry&rsquo;s standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into electronic typesetting, remaining essentially unchanged. It was popularised in the 1960s with the release of Letraset sheets containing Lorem Ipsum passages, and more recently with desktop publishing software like Aldus PageMaker including versions of Lorem Ipsum.<\/p>\n<\/div>\n<div><\/div>\n                                                        <\/div>\n                                                    <\/div>\n                                                <\/div>\n                                                                                                                                            <div class=\"faq-item  \" \n                                                     data-faq-index=\"1\">\n                                                    <div class=\"faq-question\"\n                                                         id=\"faq-item-0-1-question\"\n                                                         aria-expanded=\"false\"\n                                                         aria-controls=\"faq-item-0-1-answer\"\n                                                         role=\"button\"\n                                                         tabindex=\"0\">\n                                                        <span class=\"faq-question-text\">What are the most frequently asked questions about life insurance? <\/span>\n                                                        <span class=\"faq-toggle-icon\">\n                                                            <svg class=\"faq-icon-plus\" width=\"18\" height=\"18\" viewBox=\"0 0 10 10\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                                                                <path d=\"M1 4.99805H9\" stroke=\"#151515\" stroke-linecap=\"round\"\/>\n                                                                <path d=\"M5 9L5 1\" stroke=\"#151515\" stroke-linecap=\"round\"\/>\n                                                            <\/svg>\n\n\n\n\n                                                            <svg class=\"faq-icon-minus\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\">\n                                                                <path d=\"M1 8H15\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\"\/>\n                                                            <\/svg>\n                                                        <\/span>\n                                                    <\/div>\n\n                                                    <div class=\"faq-answer\"\n                                                         id=\"faq-item-0-1-answer\"\n                                                         aria-labelledby=\"faq-item-0-1-question\"\n                                                         role=\"region\"\n                                                         >\n                                                        <div class=\"faq-answer-content\" >\n                                                            <p><strong>Lorem Ipsum<\/strong>\u00a0is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry&rsquo;s standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into electronic typesetting, remaining essentially unchanged. It was popularised in the 1960s with the release of Letraset sheets containing Lorem Ipsum passages, and more recently with desktop publishing software like Aldus PageMaker including versions of Lorem Ipsum.<\/p>\n                                                        <\/div>\n                                                    <\/div>\n                                                <\/div>\n                                                                                                                                            <div class=\"faq-item  \" \n                                                     data-faq-index=\"2\">\n                                                    <div class=\"faq-question\"\n                                                         id=\"faq-item-0-2-question\"\n                                                         aria-expanded=\"false\"\n                                                         aria-controls=\"faq-item-0-2-answer\"\n                                                         role=\"button\"\n                                                         tabindex=\"0\">\n                                                        <span class=\"faq-question-text\">What to consider before purchasing health insurance? <\/span>\n                                                        <span class=\"faq-toggle-icon\">\n                                                            <svg class=\"faq-icon-plus\" width=\"18\" height=\"18\" viewBox=\"0 0 10 10\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                                                                <path d=\"M1 4.99805H9\" stroke=\"#151515\" stroke-linecap=\"round\"\/>\n                                                                <path d=\"M5 9L5 1\" stroke=\"#151515\" stroke-linecap=\"round\"\/>\n                                                            <\/svg>\n\n\n\n\n                                                            <svg class=\"faq-icon-minus\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\">\n                                                                <path d=\"M1 8H15\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\"\/>\n                                                            <\/svg>\n                                                        <\/span>\n                                                    <\/div>\n\n                                                    <div class=\"faq-answer\"\n                                                         id=\"faq-item-0-2-answer\"\n                                                         aria-labelledby=\"faq-item-0-2-question\"\n                                                         role=\"region\"\n                                                         >\n                                                        <div class=\"faq-answer-content\" >\n                                                            <p><strong>Lorem Ipsum<\/strong>\u00a0is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry&rsquo;s standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into electronic typesetting, remaining essentially unchanged. It was popularised in the 1960s with the release of Letraset sheets containing Lorem Ipsum passages, and more recently with desktop publishing software like Aldus PageMaker including versions of Lorem Ipsum.<\/p>\n                                                        <\/div>\n                                                    <\/div>\n                                                <\/div>\n                                                                                                                                            <div class=\"faq-item  \" \n                                                     data-faq-index=\"3\">\n                                                    <div class=\"faq-question\"\n                                                         id=\"faq-item-0-3-question\"\n                                                         aria-expanded=\"false\"\n                                                         aria-controls=\"faq-item-0-3-answer\"\n                                                         role=\"button\"\n                                                         tabindex=\"0\">\n                                                        <span class=\"faq-question-text\">What are the benefits of having travel insurance? <\/span>\n                                                        <span class=\"faq-toggle-icon\">\n                                                            <svg class=\"faq-icon-plus\" width=\"18\" height=\"18\" viewBox=\"0 0 10 10\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                                                                <path d=\"M1 4.99805H9\" stroke=\"#151515\" stroke-linecap=\"round\"\/>\n                                                                <path d=\"M5 9L5 1\" stroke=\"#151515\" stroke-linecap=\"round\"\/>\n                                                            <\/svg>\n\n\n\n\n                                                            <svg class=\"faq-icon-minus\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\">\n                                                                <path d=\"M1 8H15\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\"\/>\n                                                            <\/svg>\n                                                        <\/span>\n                                                    <\/div>\n\n                                                    <div class=\"faq-answer\"\n                                                         id=\"faq-item-0-3-answer\"\n                                                         aria-labelledby=\"faq-item-0-3-question\"\n                                                         role=\"region\"\n                                                         >\n                                                        <div class=\"faq-answer-content\" >\n                                                            <p><strong>Lorem Ipsum<\/strong>\u00a0is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry&rsquo;s standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into electronic typesetting, remaining essentially unchanged. It was popularised in the 1960s with the release of Letraset sheets containing Lorem Ipsum passages, and more recently with desktop publishing software like Aldus PageMaker including versions of Lorem Ipsum.<\/p>\n                                                        <\/div>\n                                                    <\/div>\n                                                <\/div>\n                                                                                                                                            <div class=\"faq-item  \" \n                                                     data-faq-index=\"4\">\n                                                    <div class=\"faq-question\"\n                                                         id=\"faq-item-0-4-question\"\n                                                         aria-expanded=\"false\"\n                                                         aria-controls=\"faq-item-0-4-answer\"\n                                                         role=\"button\"\n                                                         tabindex=\"0\">\n                                                        <span class=\"faq-question-text\">What happens if you miss a payment? <\/span>\n                                                        <span class=\"faq-toggle-icon\">\n                                                            <svg class=\"faq-icon-plus\" width=\"18\" height=\"18\" viewBox=\"0 0 10 10\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                                                                <path d=\"M1 4.99805H9\" stroke=\"#151515\" stroke-linecap=\"round\"\/>\n                                                                <path d=\"M5 9L5 1\" stroke=\"#151515\" stroke-linecap=\"round\"\/>\n                                                            <\/svg>\n\n\n\n\n                                                            <svg class=\"faq-icon-minus\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\">\n                                                                <path d=\"M1 8H15\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\"\/>\n                                                            <\/svg>\n                                                        <\/span>\n                                                    <\/div>\n\n                                                    <div class=\"faq-answer\"\n                                                         id=\"faq-item-0-4-answer\"\n                                                         aria-labelledby=\"faq-item-0-4-question\"\n                                                         role=\"region\"\n                                                         >\n                                                        <div class=\"faq-answer-content\" >\n                                                            <p><strong>Lorem Ipsum<\/strong>\u00a0is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry&rsquo;s standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into electronic typesetting, remaining essentially unchanged. It was popularised in the 1960s with the release of Letraset sheets containing Lorem Ipsum passages, and more recently with desktop publishing software like Aldus PageMaker including versions of Lorem Ipsum.<\/p>\n                                                        <\/div>\n                                                    <\/div>\n                                                <\/div>\n                                                                                                                                            <div class=\"faq-item  \" \n                                                     data-faq-index=\"5\">\n                                                    <div class=\"faq-question\"\n                                                         id=\"faq-item-0-5-question\"\n                                                         aria-expanded=\"false\"\n                                                         aria-controls=\"faq-item-0-5-answer\"\n                                                         role=\"button\"\n                                                         tabindex=\"0\">\n                                                        <span class=\"faq-question-text\">Can you explain how premiums are calculated? <\/span>\n                                                        <span class=\"faq-toggle-icon\">\n                                                            <svg class=\"faq-icon-plus\" width=\"18\" height=\"18\" viewBox=\"0 0 10 10\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                                                                <path d=\"M1 4.99805H9\" stroke=\"#151515\" stroke-linecap=\"round\"\/>\n                                                                <path d=\"M5 9L5 1\" stroke=\"#151515\" stroke-linecap=\"round\"\/>\n                                                            <\/svg>\n\n\n\n\n                                                            <svg class=\"faq-icon-minus\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\">\n                                                                <path d=\"M1 8H15\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\"\/>\n                                                            <\/svg>\n                                                        <\/span>\n                                                    <\/div>\n\n                                                    <div class=\"faq-answer\"\n                                                         id=\"faq-item-0-5-answer\"\n                                                         aria-labelledby=\"faq-item-0-5-question\"\n                                                         role=\"region\"\n                                                         >\n                                                        <div class=\"faq-answer-content\" >\n                                                            <p><strong>Lorem Ipsum<\/strong>\u00a0is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry&rsquo;s standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into electronic typesetting, remaining essentially unchanged. It was popularised in the 1960s with the release of Letraset sheets containing Lorem Ipsum passages, and more recently with desktop publishing software like Aldus PageMaker including versions of Lorem Ipsum.<\/p>\n                                                        <\/div>\n                                                    <\/div>\n                                                <\/div>\n                                                                                                                                            <div class=\"faq-item  \" \n                                                     data-faq-index=\"6\">\n                                                    <div class=\"faq-question\"\n                                                         id=\"faq-item-0-6-question\"\n                                                         aria-expanded=\"false\"\n                                                         aria-controls=\"faq-item-0-6-answer\"\n                                                         role=\"button\"\n                                                         tabindex=\"0\">\n                                                        <span class=\"faq-question-text\">How can you save on insurance premiums? <\/span>\n                                                        <span class=\"faq-toggle-icon\">\n                                                            <svg class=\"faq-icon-plus\" width=\"18\" height=\"18\" viewBox=\"0 0 10 10\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                                                                <path d=\"M1 4.99805H9\" stroke=\"#151515\" stroke-linecap=\"round\"\/>\n                                                                <path d=\"M5 9L5 1\" stroke=\"#151515\" stroke-linecap=\"round\"\/>\n                                                            <\/svg>\n\n\n\n\n                                                            <svg class=\"faq-icon-minus\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\">\n                                                                <path d=\"M1 8H15\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\"\/>\n                                                            <\/svg>\n                                                        <\/span>\n                                                    <\/div>\n\n                                                    <div class=\"faq-answer\"\n                                                         id=\"faq-item-0-6-answer\"\n                                                         aria-labelledby=\"faq-item-0-6-question\"\n                                                         role=\"region\"\n                                                         >\n                                                        <div class=\"faq-answer-content\" >\n                                                            <p><strong>Lorem Ipsum<\/strong>\u00a0is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry&rsquo;s standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into electronic typesetting, remaining essentially unchanged. It was popularised in the 1960s with the release of Letraset sheets containing Lorem Ipsum passages, and more recently with desktop publishing software like Aldus PageMaker including versions of Lorem Ipsum.<\/p>\n                                                        <\/div>\n                                                    <\/div>\n                                                <\/div>\n                                                                                                                                            <div class=\"faq-item  \" \n                                                     data-faq-index=\"7\">\n                                                    <div class=\"faq-question\"\n                                                         id=\"faq-item-0-7-question\"\n                                                         aria-expanded=\"false\"\n                                                         aria-controls=\"faq-item-0-7-answer\"\n                                                         role=\"button\"\n                                                         tabindex=\"0\">\n                                                        <span class=\"faq-question-text\">How can you update your insurance policy if your situation changes?<\/span>\n                                                        <span class=\"faq-toggle-icon\">\n                                                            <svg class=\"faq-icon-plus\" width=\"18\" height=\"18\" viewBox=\"0 0 10 10\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                                                                <path d=\"M1 4.99805H9\" stroke=\"#151515\" stroke-linecap=\"round\"\/>\n                                                                <path d=\"M5 9L5 1\" stroke=\"#151515\" stroke-linecap=\"round\"\/>\n                                                            <\/svg>\n\n\n\n\n                                                            <svg class=\"faq-icon-minus\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\">\n                                                                <path d=\"M1 8H15\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\"\/>\n                                                            <\/svg>\n                                                        <\/span>\n                                                    <\/div>\n\n                                                    <div class=\"faq-answer\"\n                                                         id=\"faq-item-0-7-answer\"\n                                                         aria-labelledby=\"faq-item-0-7-question\"\n                                                         role=\"region\"\n                                                         >\n                                                        <div class=\"faq-answer-content\" >\n                                                            <p><strong>Lorem Ipsum<\/strong>\u00a0is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry&rsquo;s standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into electronic typesetting, remaining essentially unchanged. It was popularised in the 1960s with the release of Letraset sheets containing Lorem Ipsum passages, and more recently with desktop publishing software like Aldus PageMaker including versions of Lorem Ipsum.<\/p>\n                                                        <\/div>\n                                                    <\/div>\n                                                <\/div>\n                                                                                    <\/div>\n                                    <\/div>\r\n[\/vc_column_text][\/vc_column][\/vc_row][vc_row css_animation=\u00a0\u00bbnone\u00a0\u00bb disable_element=\u00a0\u00bbyes\u00a0\u00bb pix_particles_check=\u00a0\u00bb\u00a0\u00bb el_id=\u00a0\u00bbaction-2&Prime; el_class=\u00a0\u00bbaction\u00a0\u00bb][vc_column el_class=\u00a0\u00bbaction-wrapper\u00a0\u00bb]<div id=\"el1754655286719-519df605-d233\" class=\"pix-el-text   w-100  \" ><p class=\"\"><h2 style=\"text-align: center;\">Ready to take the next step?<\/h2>\n<\/p><\/div><a  href=\"\/en\/contact-us\" class=\"btn mb-2 arrow-right-back-white-hover     btn-primary d-inline-flex align-items-center      btn-md\"     ><span class=\" \" >Get in touch<\/span><\/a>[\/vc_column][\/vc_row][vc_row pix_particles_check=\u00a0\u00bb\u00a0\u00bb][vc_column]<div id=\"el1765473741214-fbc7b4b3-dd0e\" class=\"pix-el-text   w-100  \" ><p class=\"\"><div style=\"padding-top: 100px;\"><\/div><\/div>[\/vc_column][\/vc_row]<\/div>","protected":false},"excerpt":{"rendered":"[vc_row full_width=\u00a0\u00bbstretch_row_content_no_spaces\u00a0\u00bb equal_height=\u00a0\u00bbyes\u00a0\u00bb content_placement=\u00a0\u00bbmiddle\u00a0\u00bb pix_particles_check=\u00a0\u00bb\u00a0\u00bb btn_text=\u00a0\u00bbObtenir un devis\u00a0\u00bb btn_target=\u00a0\u00bb\u00a0\u00bb btn_popup_id=\u00a0\u00bb\u00a0\u00bb btn_title_bold=\u00a0\u00bb\u00a0\u00bb btn_italic=\u00a0\u00bb\u00a0\u00bb btn_secondary_font=\u00a0\u00bb\u00a0\u00bb btn_style=\u00a0\u00bb\u00a0\u00bb btn_color=\u00a0\u00bbprimary\u00a0\u00bb btn_remove_padding=\u00a0\u00bb\u00a0\u00bb btn_text_color=\u00a0\u00bb\u00a0\u00bb btn_size=\u00a0\u00bbmd\u00a0\u00bb btn_rounded=\u00a0\u00bb\u00a0\u00bb btn_effect=\u00a0\u00bb\u00a0\u00bb btn_hover_effect=\u00a0\u00bb\u00a0\u00bb btn_add_hover_effect=\u00a0\u00bb\u00a0\u00bb btn_icon_position=\u00a0\u00bb\u00a0\u00bb btn_icon_animation=\u00a0\u00bb\u00a0\u00bb btn_full=\u00a0\u00bb\u00a0\u00bb btn_text_align=\u00a0\u00bbtext-center\u00a0\u00bb btn_div=\u00a0\u00bb\u00a0\u00bb btn_animation=\u00a0\u00bb\u00a0\u00bb btn_link=\u00a0\u00bb#\u00a0\u00bb btn_class=\u00a0\u00bbarrow-right-back-white-hover btn-devis\u00a0\u00bb btn_text_custom_color=\u00a0\u00bb\u00a0\u00bb btn_icon=\u00a0\u00bb\u00a0\u00bb btn_anim_delay=\u00a0\u00bb\u00a0\u00bb btn_id=\u00a0\u00bb\u00a0\u00bb el_class=\u00a0\u00bbheader-classic1 solutions-page\u00a0\u00bb][vc_column width=\u00a0\u00bb1\/2&Prime; el_class=\u00a0\u00bbpaadtexte tab-pro\u00a0\u00bb][\/vc_column][vc_column&#8230;","protected":false},"author":11,"featured_media":14772,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"categories":[],"class_list":["post-14756","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.americas.msh-intl.com\/fr\/wp-json\/wp\/v2\/pages\/14756","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.americas.msh-intl.com\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.americas.msh-intl.com\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.americas.msh-intl.com\/fr\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/www.americas.msh-intl.com\/fr\/wp-json\/wp\/v2\/comments?post=14756"}],"version-history":[{"count":12,"href":"https:\/\/www.americas.msh-intl.com\/fr\/wp-json\/wp\/v2\/pages\/14756\/revisions"}],"predecessor-version":[{"id":14792,"href":"https:\/\/www.americas.msh-intl.com\/fr\/wp-json\/wp\/v2\/pages\/14756\/revisions\/14792"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.americas.msh-intl.com\/fr\/wp-json\/wp\/v2\/media\/14772"}],"wp:attachment":[{"href":"https:\/\/www.americas.msh-intl.com\/fr\/wp-json\/wp\/v2\/media?parent=14756"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.americas.msh-intl.com\/fr\/wp-json\/wp\/v2\/categories?post=14756"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}