{"id":14936,"date":"2025-12-09T21:38:53","date_gmt":"2025-12-09T20:38:53","guid":{"rendered":"https:\/\/www.americas.msh-intl.com\/corporations\/"},"modified":"2026-06-01T19:10:35","modified_gmt":"2026-06-01T18:10:35","slug":"entreprises","status":"publish","type":"page","link":"https:\/\/www.americas.msh-intl.com\/fr\/entreprises\/","title":{"rendered":"Entreprises"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row full_width=\u00a0\u00bbstretch_row\u00a0\u00bb full_height=\u00a0\u00bbyes\u00a0\u00bb pix_particles_check=\u00a0\u00bb\u00a0\u00bb el_id=\u00a0\u00bbheader-landing\u00a0\u00bb b_custom_height=\u00a0\u00bb180px\u00a0\u00bb el_class=\u00a0\u00bbtransition-opacity landing-6 top_hed1&Prime; css=\u00a0\u00bb.vc_custom_1765830682358{background-image: url(https:\/\/www.americas.msh-intl.com\/wp-content\/uploads\/2025\/12\/insurance-company-final-3-scaled.png?id=13911) !important;}\u00a0\u00bb][vc_column el_id=\u00a0\u00bbheader-home-wrapper-1&Prime;][vc_row_inner el_id=\u00a0\u00bbheader-home-child\u00a0\u00bb][vc_column_inner width=\u00a0\u00bb1\/2&Prime; el_id=\u00a0\u00bbheader-home-child-1&Prime;]<div id=\"el1749908815488-4a729b0b-d0fe\" class=\"pix-el-text   w-100  \" ><p class=\"\"><p class=\"subtitle\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/09\/stethoscope-1.svg\" \/><span class=\"TextRun MacChromeBold SCXW86037939 BCX0\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW86037939 BCX0\">Partenaire de distribution<\/span><\/span><span class=\"EOP SCXW86037939 BCX0\" data-ccp-props=\"{&quot;335559739&quot;:0}\">\u00a0<\/span><\/p>\n<h1>Prot\u00e9gez votre main-d\u2019\u0153uvre, renforcez votre entreprise<\/h1>\n<p>MSH offre aux entreprises des solutions d\u2019assurance internationale flexibles, une administration simplifi\u00e9e et un soutien r\u00e9actif, afin de prot\u00e9ger les employ\u00e9s tout en favorisant la croissance de l\u2019entreprise.<\/p>\n<\/p><\/div><a  href=\"#solutions-intro\" class=\"btn mb-2 arrow-right-back-white-hover btn-devis     btn-white d-inline-flex align-items-center      btn-md\"     ><span class=\" \" >D\u00e9couvrez nos solutions<\/span><\/a><a  href=\"#ASOContactUs\" class=\"btn mb-2 arrow-right-back-white-hover btn-devis   vc_custom_1778274824785   btn-primary d-inline-flex align-items-center      btn-md\"     ><span class=\" \" >Communiquez avec nous d\u00e8s maintenant<\/span><\/a>[\/vc_column_inner][vc_column_inner width=\u00a0\u00bb1\/2&Prime; el_id=\u00a0\u00bbheader-home-child-2&Prime;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row pix_particles_check=\u00a0\u00bb\u00a0\u00bb el_id=\u00a0\u00bbfemmes-hommes\u00a0\u00bb][vc_column][vc_row_inner el_id=\u00a0\u00bbfemmes-hommes-1&Prime;][vc_column_inner]<div id=\"el1756750602956-229a3bd3-9d85\" class=\"pix-el-text   w-100  \" ><p class=\"\"><h2 style=\"text-align: center; max-width: 100%; margin: 0 auto;\">Nous comprenons<br \/>\n<span style=\"color: #7900f0;\">les d\u00e9fis auxquels les employeurs font face aujourd\u2019hui<\/span><\/h2>\n<\/p><\/div>[\/vc_column_inner][\/vc_row_inner][vc_row_inner el_id=\u00a0\u00bbfemmes-hommes-2&Prime; el_class=\u00a0\u00bbch-md\u00a0\u00bb][vc_column_inner width=\u00a0\u00bb1\/5&Prime;]<div id=\"img-54207cf5604346232bc3d88d0ae71d83\" class=\"pix-img-element d-inline-block \" ><div class=\"pix-img-el     text-left d-inline-block   rounded-0\"  ><img loading=\"lazy\" decoding=\"async\" width=\"151\" height=\"151\" src=\"\/wp-content\/uploads\/2025\/12\/alert-1.png\" class=\"pix-img-elem rounded-0\" alt=\"Image link\" srcset=\"\/wp-content\/uploads\/2025\/12\/alert-1.png 151w, \/wp-content\/uploads\/2025\/12\/alert-1-75x75.png 75w\" sizes=\"auto, (max-width: 151px) 100vw, 151px\" \/><\/div><\/div><div id=\"el1765481852680-881d68fc-b2b1\" class=\"w-100 d-block \"><\/div><div id=\"el1756750893246-677e514b-d0c3\" class=\"pix-el-text   w-100  \" ><p class=\"\"><div style=\"display: flex; flex-direction: column; gap: 10px; align-items: flex-start;\">\n<h5><span style=\"color: #000000;\">Hausse des co\u00fbts d\u2019assurance \u00e0 l\u2019\u00e9chelle mondiale<\/span><\/h5>\n<p>Les assurances traditionnelles exigent une prime mensuelle fixe, peu importe les r\u00e9clamations.<\/p><\/div><\/div>[\/vc_column_inner][vc_column_inner width=\u00a0\u00bb1\/5&Prime;]<div id=\"img-54207cf5604346232bc3d88d0ae71d83\" class=\"pix-img-element d-inline-block \" ><div class=\"pix-img-el     text-left d-inline-block   rounded-0\"  ><img loading=\"lazy\" decoding=\"async\" width=\"151\" height=\"151\" src=\"\/wp-content\/uploads\/2025\/12\/alert-1.png\" class=\"pix-img-elem rounded-0\" alt=\"Image link\" srcset=\"\/wp-content\/uploads\/2025\/12\/alert-1.png 151w, \/wp-content\/uploads\/2025\/12\/alert-1-75x75.png 75w\" sizes=\"auto, (max-width: 151px) 100vw, 151px\" \/><\/div><\/div><div id=\"el1765482219387-ce1fd0e5-e171\" class=\"w-100 d-block \"><\/div><div id=\"el1756750881284-4086c420-d4ae\" class=\"pix-el-text   w-100  \" ><p class=\"\"><div style=\"display: flex; flex-direction: column; gap: 10px; align-items: flex-start;\">\n<h5><span style=\"color: #000000;\">Manque de visibilit\u00e9 et de transparence<\/span><\/h5>\n<p>Les entreprises manquent souvent de transparence quant aux co\u00fbts, aux r\u00e9clamations et aux structures de frais.<\/p><\/div><\/div>[\/vc_column_inner][vc_column_inner width=\u00a0\u00bb1\/5&Prime;]<div id=\"img-54207cf5604346232bc3d88d0ae71d83\" class=\"pix-img-element d-inline-block \" ><div class=\"pix-img-el     text-left d-inline-block   rounded-0\"  ><img loading=\"lazy\" decoding=\"async\" width=\"151\" height=\"151\" src=\"\/wp-content\/uploads\/2025\/12\/alert-1.png\" class=\"pix-img-elem rounded-0\" alt=\"Image link\" srcset=\"\/wp-content\/uploads\/2025\/12\/alert-1.png 151w, \/wp-content\/uploads\/2025\/12\/alert-1-75x75.png 75w\" sizes=\"auto, (max-width: 151px) 100vw, 151px\" \/><\/div><\/div><div id=\"el1765482275314-9bcc0a74-83d6\" class=\"w-100 d-block \"><\/div><div id=\"el1756750893349-b619598a-28d6\" class=\"pix-el-text   w-100  \" ><p class=\"\"><div style=\"display: flex; flex-direction: column; gap: 10px; align-items: flex-start;\">\n<h5><span style=\"color: #000000;\">Structures d\u2019avantages inefficaces ou rigides<\/span><\/h5>\n<p>Les r\u00e9gimes traditionnels tiennent souvent peu compte des besoins des \u00e9quipes mondiales, des expatri\u00e9s et des travailleurs \u00e0 distance.<\/p><\/div><\/div>[\/vc_column_inner][vc_column_inner width=\u00a0\u00bb1\/5&Prime;]<div id=\"img-54207cf5604346232bc3d88d0ae71d83\" class=\"pix-img-element d-inline-block \" ><div class=\"pix-img-el     text-left d-inline-block   rounded-0\"  ><img loading=\"lazy\" decoding=\"async\" width=\"151\" height=\"151\" src=\"\/wp-content\/uploads\/2025\/12\/alert-1.png\" class=\"pix-img-elem rounded-0\" alt=\"Image link\" srcset=\"\/wp-content\/uploads\/2025\/12\/alert-1.png 151w, \/wp-content\/uploads\/2025\/12\/alert-1-75x75.png 75w\" sizes=\"auto, (max-width: 151px) 100vw, 151px\" \/><\/div><\/div><div id=\"el1765482290415-8cb0015d-595f\" class=\"w-100 d-block \"><\/div><div id=\"el1756750899675-8800a657-c9ae\" class=\"pix-el-text   w-100  \" ><p class=\"\"><div style=\"display: flex; flex-direction: column; gap: 10px; align-items: flex-start;\">\n<h5><span style=\"color: #000000;\">Fardeau administratif pour les \u00e9quipes RH<\/span><\/h5>\n<p>La gestion des avantages sociaux mondiaux impose souvent une lourde charge administrative aux RH et entra\u00eene l\u2019insatisfaction des employ\u00e9s.<\/p><\/div><\/div>[\/vc_column_inner][vc_column_inner width=\u00a0\u00bb1\/5&Prime;]<div id=\"img-54207cf5604346232bc3d88d0ae71d83\" class=\"pix-img-element d-inline-block \" ><div class=\"pix-img-el     text-left d-inline-block   rounded-0\"  ><img loading=\"lazy\" decoding=\"async\" width=\"151\" height=\"151\" src=\"\/wp-content\/uploads\/2025\/12\/alert-1.png\" class=\"pix-img-elem rounded-0\" alt=\"Image link\" srcset=\"\/wp-content\/uploads\/2025\/12\/alert-1.png 151w, \/wp-content\/uploads\/2025\/12\/alert-1-75x75.png 75w\" sizes=\"auto, (max-width: 151px) 100vw, 151px\" \/><\/div><\/div><div id=\"el1765482301038-db06655f-d00a\" class=\"w-100 d-block \"><\/div><div id=\"el1756750893031-1ca71873-a66d\" class=\"pix-el-text   w-100  \" ><p class=\"\"><div style=\"display: flex; flex-direction: column; gap: 10px; align-items: flex-start;\">\n<h5><span style=\"color: #000000;\">Risques de r\u00e9clamations impr\u00e9visibles<\/span><\/h5>\n<p>Des r\u00e9clamations importantes et impr\u00e9vues peuvent d\u00e9passer les budgets et menacer la stabilit\u00e9 financi\u00e8re.<\/p><\/div><\/div>[\/vc_column_inner][\/vc_row_inner][vc_row_inner el_id=\u00a0\u00bbfiliale-4&Prime;][vc_column_inner el_id=\u00a0\u00bbfiliale-4-1&Prime;]<a  href=\"#solutions-intro\" class=\"btn mb-2 arrow-right-back-white-hover     btn-primary d-inline-flex align-items-center      btn-md\"     ><span class=\" \" >D\u00e9couvrez comment nous pouvons vous aider<\/span><\/a>[\/vc_column_inner][\/vc_row_inner][vc_empty_space height=\u00a0\u00bb100px\u00a0\u00bb][\/vc_column][\/vc_row][vc_row content_placement=\u00a0\u00bbmiddle\u00a0\u00bb pix_particles_check=\u00a0\u00bb\u00a0\u00bb el_id=\u00a0\u00bbfaq-devis\u00a0\u00bb el_class=\u00a0\u00bbwidth1090 faq-landing-width spaceplus option-assistance\u00a0\u00bb css=\u00a0\u00bb.vc_custom_1779742817247{margin-bottom: 0px !important;background-color: #7900F000 !important;}\u00a0\u00bb][vc_column width=\u00a0\u00bb1\/2&Prime; el_id=\u00a0\u00bbfaq-devis-1&Prime;]<div id=\"img-70a2025697a3f0accc27cc4f460b7065\" class=\"pix-img-element d-inline-block \" ><div class=\"pix-img-el     text-right d-inline-block  w-100 rounded-10\"  ><img loading=\"lazy\" decoding=\"async\" width=\"557\" height=\"687\" src=\"\/wp-content\/uploads\/2025\/12\/ASO-final-2.png\" class=\"pix-img-elem rounded-10\" alt=\"Image link\" srcset=\"\/wp-content\/uploads\/2025\/12\/ASO-final-2.png 557w, \/wp-content\/uploads\/2025\/12\/ASO-final-2-243x300.png 243w\" sizes=\"auto, (max-width: 557px) 100vw, 557px\" \/><\/div><\/div>[\/vc_column][vc_column width=\u00a0\u00bb1\/2&Prime; el_id=\u00a0\u00bbfaq-devis-2&Prime;]<div id=\"el1755277106094-cf751fd6-748f\" class=\"pix-el-text   w-100  \" ><p class=\"\"><h2>Nous comprenons<br \/>\n<span style=\"color: #7900f0;\">ce dont les entreprises ont besoin<\/span><\/h2>\n<p>Aujourd\u2019hui, les entreprises s\u2019attendent \u00e0\u00a0:<\/p>\n<\/p><\/div><div id=\"el1757499393839-aa6be4fe-3b30\" class=\"pix-el-text   w-100  \" ><p class=\"\"><ul class=\"offre-garanties-list\">\n<li>Un contr\u00f4le des co\u00fbts et une meilleure pr\u00e9visibilit\u00e9 (\u00e9viter les marges de profit excessives des assureurs)<\/li>\n<li>R\u00e9cup\u00e9ration des surplus (tout fonds inutilis\u00e9 est retourn\u00e9 \u00e0 l\u2019employeur)<\/li>\n<li>Transparence \u00e0 chaque \u00e9tape (rapports financiers et de r\u00e9clamations)<\/li>\n<li>Personnalisation flexible des r\u00e9gimes (avantages adapt\u00e9s aux besoins de la main-d\u2019\u0153uvre)<\/li>\n<li>Soutien aux effectifs mondiaux (expatri\u00e9s, impatri\u00e9s, \u00e9quipes transfrontali\u00e8res)<\/li>\n<li>Un partenaire dot\u00e9 d\u2019une solide expertise m\u00e9dicale mondiale<\/li>\n<\/ul>\n<\/p><\/div>[\/vc_column][\/vc_row][vc_row full_width=\u00a0\u00bbstretch_row_content\u00a0\u00bb pix_particles_check=\u00a0\u00bb\u00a0\u00bb el_id=\u00a0\u00bbsolutions-intro\u00a0\u00bb css=\u00a0\u00bb.vc_custom_1780336739188{padding-top: 100px !important;padding-bottom: 50px !important;background-color: #F8F2FE00 !important;}\u00a0\u00bb el_class=\u00a0\u00bboffrewhite offres-landing lp-1&Prime;][vc_column el_id=\u00a0\u00bboffres-1&Prime;]<div id=\"el1756733135768-b99b10ae-2e39\" class=\"pix-el-text   w-100  \" ><p class=\"\"><h1 style=\"text-align: center;\">Nous avons les<br \/>\n<span style=\"color: #7900f0;\">solutions qu\u2019il vous faut !<\/span><\/h1>\n<\/p><\/div>[vc_row_inner equal_height=\u00a0\u00bbyes\u00a0\u00bb gap=\u00a0\u00bb30&Prime; el_class=\u00a0\u00bbwidth1090&Prime; css=\u00a0\u00bb.vc_custom_1780333929811{margin-top: 60px !important;}\u00a0\u00bb][vc_column_inner width=\u00a0\u00bb1\/4&Prime; content_align=\u00a0\u00bbtext-center\u00a0\u00bb]<div id=\"img-51a45befc8c0e85e17308a9da58dacf7\" class=\"pix-img-element d-inline-block \" ><div class=\"pix-img-el     text-left d-inline-block   rounded-0\"  ><img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/12\/icon-puzzel.svg\" class=\"pix-img-elem rounded-0\" alt=\"Image link\" \/><\/div><\/div><div id=\"el1765570625842-3658996c-0a0a\" class=\"pix-el-text   w-100 text-center \" ><p class=\"text-center\"><div class=\"card-info\">\n<h3 class=\"card-title\">Conception de r\u00e9gimes<br \/>\npersonnalis\u00e9s et flexibles<\/h3>\n<\/div><\/div>[\/vc_column_inner][vc_column_inner width=\u00a0\u00bb1\/4&Prime; content_align=\u00a0\u00bbtext-center\u00a0\u00bb]<div id=\"img-ffabdffb2378d9dba2efd8744de5cc22\" class=\"pix-img-element d-inline-block \" ><div class=\"pix-img-el     text-left d-inline-block   rounded-0\"  ><img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/09\/globe-1.svg\" class=\"pix-img-elem rounded-0\" alt=\"Image link\" \/><\/div><\/div><div id=\"el1765570625791-2fed7c28-b815\" class=\"pix-el-text   w-100 text-center \" ><p class=\"text-center\"><div class=\"card-info\">\n<h3 class=\"card-title\">R\u00e9seau<br \/>\nmondial<\/h3>\n<\/div><\/div>[\/vc_column_inner][vc_column_inner width=\u00a0\u00bb1\/4&Prime; content_align=\u00a0\u00bbtext-center\u00a0\u00bb]<div id=\"img-cd9130dbedbd92c597709f6bbb036672\" class=\"pix-img-element d-inline-block \" ><div class=\"pix-img-el     text-center d-inline-block   rounded-0\"  ><img decoding=\"async\" src=\"\/wp-content\/uploads\/2025\/09\/money-icon.svg\" class=\"pix-img-elem rounded-0\" alt=\"Image link\" \/><\/div><\/div><div id=\"el1765570625892-df4e0c63-7c7d\" class=\"pix-el-text   w-100 text-center \" ><p class=\"text-center\"><div class=\"card-info\">\n<h3 class=\"card-title\">Contr\u00f4le<br \/>\ndes co\u00fbts<\/h3>\n<p class=\"card-text\"><\/div><\/div>[\/vc_column_inner][vc_column_inner width=\u00a0\u00bb1\/4&Prime; content_align=\u00a0\u00bbtext-center\u00a0\u00bb]<div id=\"img-ff43df2c04f52b4242cf00491dfe5820\" class=\"pix-img-element d-inline-block \" ><div class=\"pix-img-el     text-left d-inline-block   rounded-0\"  ><img decoding=\"async\" src=\"\/wp-content\/uploads\/2026\/01\/icon-upload.svg\" class=\"pix-img-elem rounded-0\" alt=\"Image link\" \/><\/div><\/div><div id=\"el1765570625943-5c5d7bec-0688\" class=\"pix-el-text   w-100 text-center \" ><p class=\"text-center\"><div class=\"card-info\">\n<h3 class=\"card-title\">Traitement num\u00e9rique<br \/>\ndes r\u00e9clamations<\/h3>\n<\/div><\/div>[\/vc_column_inner][\/vc_row_inner][vc_column_text css=\u00a0\u00bb\u00a0\u00bb el_class=\u00a0\u00bboffres-1-text\u00a0\u00bb]<\/p>\r\n<p style=\"text-align: center;\">                                                                <div class=\"offres-cards offres-cards-5\" id=\"offres-82329422-7c5b-4af1-9a06-60a87b4ce3c7\" data-offres-instance=\"offres-82329422-7c5b-4af1-9a06-60a87b4ce3c7\">\r\n                                                                    <div class=\"offres-tabs-container offres-tabs-container-2\">\r\n                                                                        <div class=\"offres-tabs\" role=\"tablist\" aria-label=\"Filtre des offres\">\r\n                                                                                                                                                    <\/div>\r\n                                                                    <\/div>\r\n\r\n                                                                    <div class=\"offres-grid offres-grid-xxx\" role=\"region\" aria-live=\"polite\">\r\n                                                                                                                                                    <article class=\"offre-card offre-oui\" data-type=\"sans-type\">\r\n                                                                                                                                                                    <div class=\"offre-body\">\r\n                                                                                        <button class=\"offre-toggle\"><span class=\"arrow\"><\/span><\/button>\r\n                                                                                                                                                                                    <div class=\"offre-categorie\">\r\n                                                                                                <img decoding=\"async\" width=\"1\" height=\"1\" src=\"\/wp-content\/uploads\/2025\/06\/flight-icon.svg\" class=\"offre-categorie-icon\" alt=\"\" loading=\"lazy\" \/><span class=\"offre-categorie-text\">Affaires et loisirs<\/span>                                                                                            <\/div>\r\n                                                                                                                                                                                                                                                                            <div class=\"offre-title\"><h2><span style=\"color: #7900f0\"><br \/>\nVoyage d&rsquo;affaires<\/span><\/h2>\n<\/div>\r\n                                                                                                                                                                                                                                                                            <div class=\"offre-media\">\r\n                                                                                                <img decoding=\"async\" width=\"640\" height=\"490\" src=\"\/wp-content\/uploads\/2026\/05\/Business-Travel_header-crop-1024x784.jpg\" class=\"offre-img\" alt=\"\" loading=\"lazy\" srcset=\"\/wp-content\/uploads\/2026\/05\/Business-Travel_header-crop-1024x784.jpg 1024w, \/wp-content\/uploads\/2026\/05\/Business-Travel_header-crop-300x230.jpg 300w, \/wp-content\/uploads\/2026\/05\/Business-Travel_header-crop-768x588.jpg 768w, \/wp-content\/uploads\/2026\/05\/Business-Travel_header-crop.jpg 1306w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/>                                                                                            <\/div>\r\n                                                                                                                                                                                                                                                                            <div class=\"offre-text\"><p>Une protection d\u2019urgence simple, sans s\u00e9lection m\u00e9dicale, avec des co\u00fbts annuels pr\u00e9visibles et des options de couverture flexibles pour les organisations de toutes tailles.<\/p>\n<\/div>\r\n                                                                                                                                                                            <\/div>\r\n                                                                                    <div class=\"offre-footer\">\r\n                                                                                                                                                                                    <div class=\"offre-garanties\">\r\n                                                                                                                                                                                                                                                                                                    <ul class=\"offre-garanties-list\">\r\n                                                                                                                                                                                                                    <li>Aucune s\u00e9lection m\u00e9dicale<\/li>\r\n                                                                                                                                                                                                                <li>Facturation annuelle<\/li>\r\n                                                                                                                                                                                                                <li>Couverture collective<\/li>\r\n                                                                                                                                                                                                                <li>Diff\u00e9rentes options de r\u00e9gimes<\/li>\r\n                                                                                                                                                                                                        <\/ul>\r\n                                                                                                                                                                                        <\/div>\r\n                                                                                                                                                                        <\/div>\r\n                                                                                                    <div class=\"offre--btn\">\r\n                                                                                            <a href=\"https:\/\/www.americas.msh-intl.com\/fr\/voyage-daffaires\/\" class=\"with-image-link-acf arrow-right-purple white\" target=\"\" rel=\"\">\r\n                                                                                                <span class=\"span-1\"><\/span>\r\n                                                                                                <span class=\"span-2\">En savoir plus<\/span>\r\n                                                                                            <\/a>\r\n                                                                                        <\/div>\r\n                                                                                                                                                                        <\/article>\r\n                                                                                <article class=\"offre-card offre-oui\" data-type=\"sans-type\">\r\n                                                                                                                                                                    <div class=\"offre-body\">\r\n                                                                                        <button class=\"offre-toggle\"><span class=\"arrow\"><\/span><\/button>\r\n                                                                                                                                                                                    <div class=\"offre-categorie\">\r\n                                                                                                <img decoding=\"async\" width=\"1\" height=\"1\" src=\"\/wp-content\/uploads\/2025\/09\/briefcase-1.svg\" class=\"offre-categorie-icon\" alt=\"\" loading=\"lazy\" \/><span class=\"offre-categorie-text\">Services administratifs seulement <\/span>                                                                                            <\/div>\r\n                                                                                                                                                                                                                                                                            <div class=\"offre-title\"><h2><span style=\"color: #7900f0\"><br \/>\nLe r\u00e9gime SAS<\/span><\/h2>\n<\/div>\r\n                                                                                                                                                                                                                                                                            <div class=\"offre-media\">\r\n                                                                                                <img decoding=\"async\" width=\"271\" height=\"150\" src=\"\/wp-content\/uploads\/2025\/12\/ASO-Plan.png\" class=\"offre-img\" alt=\"\" loading=\"lazy\" \/>                                                                                            <\/div>\r\n                                                                                                                                                                                                                                                                            <div class=\"offre-text\"><p>Les r\u00e9gimes de services administratifs seulement (SAS) permettent aux groupes de payer uniquement les r\u00e9clamations r\u00e9elles, tandis que MSH g\u00e8re les garanties flexibles et l\u2019administration.<\/p>\n<\/div>\r\n                                                                                                                                                                            <\/div>\r\n                                                                                    <div class=\"offre-footer\">\r\n                                                                                                                                                                                    <div class=\"offre-garanties\">\r\n                                                                                                                                                                                                                                                                                                    <ul class=\"offre-garanties-list\">\r\n                                                                                                                                                                                                                    <li>Contr\u00f4le des co\u00fbts<\/li>\r\n                                                                                                                                                                                                                <li>Effectifs multinationaux<\/li>\r\n                                                                                                                                                                                                                <li>Options de stop\u2011loss<\/li>\r\n                                                                                                                                                                                                                <li>R\u00e9gimes hautement personnalisables<\/li>\r\n                                                                                                                                                                                                        <\/ul>\r\n                                                                                                                                                                                        <\/div>\r\n                                                                                                                                                                        <\/div>\r\n                                                                                                    <div class=\"offre--btn\">\r\n                                                                                            <a href=\"https:\/\/www.americas.msh-intl.com\/fr\/services-administratifs-seulement\/\" class=\"with-image-link-acf arrow-right-purple white\" target=\"\" rel=\"\">\r\n                                                                                                <span class=\"span-1\"><\/span>\r\n                                                                                                <span class=\"span-2\">En savoir plus<\/span>\r\n                                                                                            <\/a>\r\n                                                                                        <\/div>\r\n                                                                                                                                                                        <\/article>\r\n                                                                                <article class=\"offre-card offre-oui\" data-type=\"sans-type\">\r\n                                                                                                                                                                    <div class=\"offre-body\">\r\n                                                                                        <button class=\"offre-toggle\"><span class=\"arrow\"><\/span><\/button>\r\n                                                                                                                                                                                    <div class=\"offre-categorie\">\r\n                                                                                                <img decoding=\"async\" width=\"1\" height=\"1\" src=\"\/wp-content\/uploads\/2025\/12\/icon-puzzel.svg\" class=\"offre-categorie-icon\" alt=\"\" loading=\"lazy\" \/><span class=\"offre-categorie-text\">Solutions flexibles<\/span>                                                                                            <\/div>\r\n                                                                                                                                                                                                                                                                            <div class=\"offre-title\"><h2><span style=\"color: #7900f0\"><br \/>\nR\u00e9gimes personnalisables<\/span><\/h2>\n<\/div>\r\n                                                                                                                                                                                                                                                                            <div class=\"offre-media\">\r\n                                                                                                <img decoding=\"async\" width=\"640\" height=\"489\" src=\"\/wp-content\/uploads\/2026\/06\/MSH-Advantage-1024x783.jpg\" class=\"offre-img\" alt=\"\" loading=\"lazy\" srcset=\"\/wp-content\/uploads\/2026\/06\/MSH-Advantage-1024x783.jpg 1024w, \/wp-content\/uploads\/2026\/06\/MSH-Advantage-300x229.jpg 300w, \/wp-content\/uploads\/2026\/06\/MSH-Advantage-768x587.jpg 768w, \/wp-content\/uploads\/2026\/06\/MSH-Advantage.jpg 1495w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/>                                                                                            <\/div>\r\n                                                                                                                                                                                                                                                                            <div class=\"offre-text\"><p>Soutenez votre personnel avec des r\u00e9gimes collectifs enti\u00e8rement assur\u00e9s qui s\u2019adaptent localement, respectent les exigences globales et offrent des soins uniformes \u00e0 l\u2019\u00e9chelle mondiale.<\/p>\n<\/div>\r\n                                                                                                                                                                            <\/div>\r\n                                                                                    <div class=\"offre-footer\">\r\n                                                                                                                                                                                    <div class=\"offre-garanties\">\r\n                                                                                                                                                                                                                                                                                                    <ul class=\"offre-garanties-list\">\r\n                                                                                                                                                                                                                    <li>Payez uniquement les r\u00e9clamations r\u00e9elles, et non des primes<\/li>\r\n                                                                                                                                                                                                                <li>Garanties coh\u00e9rentes \u00e0 l\u2019\u00e9chelle mondiale<\/li>\r\n                                                                                                                                                                                                                <li>Protection du budget et couverture stop-loss<\/li>\r\n                                                                                                                                                                                                                <li>Conception de r\u00e9gime sur mesure<\/li>\r\n                                                                                                                                                                                                        <\/ul>\r\n                                                                                                                                                                                        <\/div>\r\n                                                                                                                                                                        <\/div>\r\n                                                                                                    <div class=\"offre--btn\">\r\n                                                                                            <a href=\"https:\/\/www.americas.msh-intl.com\/fr\/regimes-personnalisables\/\" class=\"with-image-link-acf arrow-right-purple white\" target=\"\" rel=\"\">\r\n                                                                                                <span class=\"span-1\"><\/span>\r\n                                                                                                <span class=\"span-2\">En savoir plus<\/span>\r\n                                                                                            <\/a>\r\n                                                                                        <\/div>\r\n                                                                                                                                                                        <\/article>\r\n                                                                        <\/div>\r\n                                                                <\/div>\r\n\r\n                                                                <style>\r\n                                                                    .offre-card.offre-non {\r\n                                                                        grid-column: 1 \/ -1;\r\n                                                                    }\r\n                                                                    .offre-card.offre-oui {\r\n                                                                        grid-column: span 1;\r\n                                                                    }\r\n                                                                <\/style>\r\n\r\n                                                                <script>\r\n                                                                    (function () {\r\n                                                                        console.log('.......');\r\n\r\n                                                                        const root = document.getElementById('offres-82329422-7c5b-4af1-9a06-60a87b4ce3c7');\r\n                                                                        if (!root)\r\n                                                                            return;\r\n\r\n                                                                        const tabsWrap = root.querySelector('.offres-tabs');\r\n                                                                        const cards = root.querySelectorAll('.offre-card');\r\n                                                                        const offresParent = document.getElementById('offres');\r\n\r\n                                                                        function setActive(btn) {\r\n                                                                            const tabs = tabsWrap.querySelectorAll('.offres-tab');\r\n                                                                            tabs.forEach(t => {\r\n                                                                                const active = (t === btn);\r\n                                                                                t.classList.toggle('is-active', active);\r\n                                                                                t.setAttribute('aria-selected', active ? 'true' : 'false');\r\n                                                                                t.setAttribute('tabindex', active ? '0' : '-1');\r\n                                                                            });\r\n                                                                            btn.focus({preventScroll: true});\r\n                                                                        }\r\n\r\n                                                                        function updateOffresStatus() {\r\n                                                                            if (!offresParent)\r\n                                                                                return;\r\n                                                                            const visibleCards = Array.from(cards).filter(card => card.style.display !== 'none');\r\n                                                                            let hasOffreOui = false;\r\n                                                                            let hasOffreNon = false;\r\n                                                                            visibleCards.forEach(card => {\r\n                                                                                if (card.classList.contains('offre-oui'))\r\n                                                                                    hasOffreOui = true;\r\n                                                                                if (card.classList.contains('offre-non'))\r\n                                                                                    hasOffreNon = true;\r\n                                                                            });\r\n                                                                            offresParent.classList.remove('offres-statut-oui', 'offres-statut-non');\r\n                                                                            if (hasOffreNon) {\r\n                                                                                offresParent.classList.add('offres-statut-non');\r\n                                                                            } else if (hasOffreOui) {\r\n                                                                                offresParent.classList.add('offres-statut-oui');\r\n                                                                            }\r\n                                                                        }\r\n\r\n                                                                        function filter(typeSlug) {\r\n                                                                            let visible = 0;\r\n                                                                            cards.forEach(card => {\r\n                                                                                const match = (typeSlug === 'all') || (card.dataset.type === typeSlug);\r\n                                                                                card.style.display = match ? '' : 'none';\r\n                                                                                if (match) {\r\n                                                                                    visible++;\r\n                                                                                    const isOffre = card.classList.contains('offre-oui');\r\n                                                                                    card.classList.toggle('offre-oui', isOffre);\r\n                                                                                    card.classList.toggle('offre-non', !isOffre);\r\n                                                                                }\r\n                                                                            });\r\n                                                                            root.setAttribute('data-visible', String(visible));\r\n                                                                            updateGridLayout();\r\n                                                                            updateOffresStatus();\r\n                                                                        }\r\n\r\n                                                                        function updateGridLayout() {\r\n                                                                            const grid = root.querySelector('.offres-grid');\r\n                                                                            const visibleCards = Array.from(cards).filter(card => card.style.display !== 'none');\r\n                                                                            const nonOffreVisible = visibleCards.filter(card => card.classList.contains('offre-non')).length;\r\n                                                                            if (nonOffreVisible > 0) {\r\n                                                                                grid.classList.add('has-full-width-items');\r\n                                                                            } else {\r\n                                                                                grid.classList.remove('has-full-width-items');\r\n                                                                            }\r\n                                                                        }\r\n\r\n                                                                        function isActivationKey(e) {\r\n                                                                            return e.key === 'Enter' || e.key === ' ' || e.code === 'Space' || e.keyCode === 13 || e.keyCode === 32;\r\n                                                                        }\r\n\r\n                                                                        tabsWrap.addEventListener('click', function (e) {\r\n                                                                            const btn = e.target.closest('.offres-tab');\r\n                                                                            if (!btn)\r\n                                                                                return;\r\n                                                                            e.preventDefault();\r\n                                                                            const slug = btn.getAttribute('data-type') || 'all';\r\n                                                                            setActive(btn);\r\n                                                                            filter(slug);\r\n                                                                            window.dispatchEvent(new Event(\"resize\"));\r\n                                                                        });\r\n\r\n                                                                        tabsWrap.addEventListener('keydown', function (e) {\r\n                                                                            const btn = e.target.closest('.offres-tab');\r\n                                                                            if (!btn)\r\n                                                                                return;\r\n                                                                            if (isActivationKey(e)) {\r\n                                                                                e.preventDefault();\r\n                                                                                const slug = btn.getAttribute('data-type') || 'all';\r\n                                                                                setActive(btn);\r\n                                                                                filter(slug);\r\n                                                                            }\r\n                                                                            if (e.key === 'ArrowRight' || e.key === 'ArrowLeft') {\r\n                                                                                const tabs = Array.from(tabsWrap.querySelectorAll('.offres-tab'));\r\n                                                                                const idx = tabs.indexOf(btn);\r\n                                                                                if (idx === -1)\r\n                                                                                    return;\r\n                                                                                const nextIdx = e.key === 'ArrowRight' ? (idx + 1) % tabs.length : (idx - 1 + tabs.length) % tabs.length;\r\n                                                                                tabs[nextIdx].focus();\r\n                                                                            }\r\n                                                                        });\r\n\r\n\r\n                                                                        \/\/ ========== R\u00c9CUP\u00c9RATION PARAM\u00c8TRE URL ==========\r\n                                                                        function getUrlParameter(name) {\r\n                                                                            const queryString = window.location.search.substring(1);\r\n                                                                            if (!queryString)\r\n                                                                                return null;\r\n\r\n                                                                            const params = queryString.split('&');\r\n                                                                            for (let i = 0; i < params.length; i++) {\r\n                                                                                const pair = params[i].split('=');\r\n                                                                                const key = decodeURIComponent(pair[0]);\r\n\r\n                                                                                if (key === name) {\r\n                                                                                    let value = queryString.substring(queryString.indexOf(name + '=') + name.length + 1);\r\n                                                                                    const nextParamMatch = value.match(\/&[a-zA-Z_][\\w]*=\/);\r\n                                                                                    if (nextParamMatch) {\r\n                                                                                        value = value.substring(0, nextParamMatch.index);\r\n                                                                                    }\r\n                                                                                    return decodeURIComponent(value);\r\n                                                                                }\r\n                                                                            }\r\n                                                                            return null;\r\n                                                                        }\r\n\r\n                                                                        \/\/ Normalise une cha\u00eene pour comparaison (sans accents, minuscules, espaces normalis\u00e9s)\r\n                                                                        function normalizeForComparison(str) {\r\n                                                                            if (!str)\r\n                                                                                return '';\r\n                                                                            return str\r\n                                                                                    .toString()\r\n                                                                                    .toLowerCase()\r\n                                                                                    .trim()\r\n                                                                                    \/\/ Normaliser les espaces multiples en un seul espace\r\n                                                                                    .replace(\/\\s+\/g, ' ')\r\n                                                                                    \/\/ Remplacer les caract\u00e8res accentu\u00e9s\r\n                                                                                    .replace(\/[\u00e0\u00e1\u00e2\u00e3\u00e4\u00e5]\/g, 'a')\r\n                                                                                    .replace(\/[\u00e8\u00e9\u00ea\u00eb]\/g, 'e')\r\n                                                                                    .replace(\/[\u00ec\u00ed\u00ee\u00ef]\/g, 'i')\r\n                                                                                    .replace(\/[\u00f2\u00f3\u00f4\u00f5\u00f6]\/g, 'o')\r\n                                                                                    .replace(\/[\u00f9\u00fa\u00fb\u00fc]\/g, 'u')\r\n                                                                                    .replace(\/[\u00fd\u00ff]\/g, 'y')\r\n                                                                                    .replace(\/\u00e7\/g, 'c')\r\n                                                                                    .replace(\/\u00f1\/g, 'n')\r\n                                                                                    .replace(\/\u0153\/g, 'oe')\r\n                                                                                    .replace(\/\u00e6\/g, 'ae');\r\n                                                                        }\r\n\r\n\r\n                                                                        \/\/ ========== INITIALISATION ==========\r\n                                                                        \/\/ D\u00e9tecter la langue courante via WPML - M\u00e9thode robuste\r\n                                                                        function getCurrentLanguage() {\r\n                                                                            if (typeof icl_lang !== 'undefined' && icl_lang) {\r\n                                                                                return icl_lang;\r\n                                                                            }\r\n                                                                            if (typeof wpml_current_language !== 'undefined' && wpml_current_language) {\r\n                                                                                return wpml_current_language;\r\n                                                                            }\r\n                                                                            const pathArray = window.location.pathname.split('\/').filter(el => el);\r\n                                                                            if (pathArray[0] === 'en')\r\n                                                                                return 'en';\r\n                                                                            if (pathArray[0] === 'fr')\r\n                                                                                return 'fr';\r\n                                                                            const htmlLang = document.documentElement.lang;\r\n                                                                            if (htmlLang) {\r\n                                                                                return htmlLang.split('-')[0];\r\n                                                                            }\r\n                                                                            return 'fr';\r\n                                                                        }\r\n\r\n                                                                        const currentLang = getCurrentLanguage();\r\n                                                                        const paramName = currentLang === 'fr' ? 'onglet' : 'tab';\r\n                                                                        const typeFromUrl = getUrlParameter(paramName);\r\n\r\n                                                                        \/\/ Initialiser les tabindex\r\n                                                                        tabsWrap.querySelectorAll('.offres-tab').forEach((t, i) => {\r\n                                                                            t.setAttribute('tabindex', i === 0 ? '0' : '-1');\r\n                                                                        });\r\n\r\n                                                                        \/\/ Si param\u00e8tre URL existe, chercher et activer l'onglet correspondant\r\n                                                                        if (typeFromUrl) {\r\n                                                                            const normalizedUrlParam = normalizeForComparison(typeFromUrl);\r\n                                                                            console.log('\ud83d\udd0d Recherche depuis URL:', typeFromUrl, '\u2192 normalis\u00e9:', normalizedUrlParam);\r\n\r\n                                                                            let tabFound = null;\r\n                                                                            tabsWrap.querySelectorAll('.offres-tab').forEach(tab => {\r\n                                                                                const tabLabel = tab.querySelector('.offres-tab-label')?.textContent || '';\r\n                                                                                const tabType = tab.getAttribute('data-type');\r\n                                                                                const normalizedLabel = normalizeForComparison(tabLabel);\r\n\r\n                                                                                console.log('   \ud83d\udccb Label:', tabLabel, '| Normalis\u00e9:', normalizedLabel, '| Slug:', tabType);\r\n\r\n                                                                                \/\/ Comparer avec le label normalis\u00e9 (pas le slug)\r\n                                                                                if (normalizedLabel === normalizedUrlParam) {\r\n                                                                                    tabFound = tab;\r\n                                                                                    console.log('   \u2705 TROUV\u00c9 par label!');\r\n                                                                                }\r\n                                                                            });\r\n\r\n                                                                            if (tabFound) {\r\n                                                                                const typeSlug = tabFound.getAttribute('data-type');\r\n                                                                                console.log('\ud83d\ude80 Activation de l\\'onglet:', typeSlug);\r\n                                                                                setActive(tabFound);\r\n                                                                                filter(typeSlug);\r\n                                                                            } else {\r\n                                                                                console.log('\u26a0\ufe0f Onglet non trouv\u00e9, activation par d\u00e9faut');\r\n                                                                                const firstTab = tabsWrap.querySelector('.offres-tab');\r\n                                                                                if (firstTab) {\r\n                                                                                    setActive(firstTab);\r\n                                                                                    filter(firstTab.getAttribute('data-type'));\r\n                                                                                }\r\n                                                                            }\r\n                                                                        } else {\r\n                                                                            \/\/ Pas de param\u00e8tre URL : activer le premier onglet par d\u00e9faut\r\n                                                                            console.log('\ud83d\udccc Pas de param\u00e8tre URL - activation du premier onglet');\r\n                                                                            const firstTab = tabsWrap.querySelector('.offres-tab');\r\n                                                                            if (firstTab) {\r\n                                                                                setActive(firstTab);\r\n                                                                                filter(firstTab.getAttribute('data-type'));\r\n                                                                            }\r\n                                                                        }\r\n\r\n                                                                        updateGridLayout();\r\n                                                                        updateOffresStatus();\r\n                                                                    })();\r\n                                                                <\/script>\r\n\r\n                                                                <\/p>\r\n<p>[\/vc_column_text][vc_row_inner el_class=\u00a0\u00bbwidthnolarge\u00a0\u00bb][vc_column_inner][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_class=\u00a0\u00bbwidthnolarge\u00a0\u00bb][vc_column_inner][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row css_animation=\u00a0\u00bbnone\u00a0\u00bb pix_particles_check=\u00a0\u00bb\u00a0\u00bb el_id=\u00a0\u00bbASOContactUs\u00a0\u00bb el_class=\u00a0\u00bbaction\u00a0\u00bb][vc_column el_class=\u00a0\u00bbaction-wrapper\u00a0\u00bb][vc_row_inner el_class=\u00a0\u00bbwidth1090&Prime;][vc_column_inner]<div id=\"el1766001305100-2a11f858-1c45\" class=\"pix-el-text   w-100  \" ><p class=\"\"><div style=\"margin: 0; padding: 0; height: 0;\"><\/div><\/div><div id=\"el1765467927423-6f501c5a-1dda\" class=\"pix-el-text   w-100   vc_custom_1778276576182\" ><p class=\"\"><h2 style=\"text-align: center; margin-top: 0px; margin-bottom: 0;\">Communiquez avec nous aujourd\u2019hui pour en savoir plus<\/h2>\n<\/p><\/div><div id=\"el1765472884720-ca946006-7581\" class=\"pix-el-text   w-100  \" ><p class=\"\"><div style=\"display: flex; justify-content: center; align-items: stretch; gap: 10px;\"><\/div>\n<p><!-- Middle column --><\/p>\n<div style=\"flex: 1; display: flex; align-items: center; justify-content: center; padding: 0 5px;\">\n<div class=\"expat-card\" style=\"text-align: center; white-space: nowrap;\">\n<h2 style=\"margin: 0; color: #ffffff; font-size: 25px;\">helpline@americas.msh-intl.com<\/h2>\n<\/div>\n<\/div><\/div>[\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row pix_particles_check=\u00a0\u00bb\u00a0\u00bb][vc_column][vc_empty_space height=\u00a0\u00bb125px\u00a0\u00bb][\/vc_column][\/vc_row]<\/p>\r\n<\/div>","protected":false},"excerpt":{"rendered":"Prot\u00e9gez votre main-d\\&rsquo;\u0153uvre et renforcez votre entreprise.","protected":false},"author":9,"featured_media":13912,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"categories":[22],"class_list":["post-14936","page","type-page","status-publish","has-post-thumbnail","hentry","category-reseau-medical"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.americas.msh-intl.com\/fr\/wp-json\/wp\/v2\/pages\/14936","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.americas.msh-intl.com\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.americas.msh-intl.com\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.americas.msh-intl.com\/fr\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/www.americas.msh-intl.com\/fr\/wp-json\/wp\/v2\/comments?post=14936"}],"version-history":[{"count":16,"href":"https:\/\/www.americas.msh-intl.com\/fr\/wp-json\/wp\/v2\/pages\/14936\/revisions"}],"predecessor-version":[{"id":15460,"href":"https:\/\/www.americas.msh-intl.com\/fr\/wp-json\/wp\/v2\/pages\/14936\/revisions\/15460"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.americas.msh-intl.com\/fr\/wp-json\/wp\/v2\/media\/13912"}],"wp:attachment":[{"href":"https:\/\/www.americas.msh-intl.com\/fr\/wp-json\/wp\/v2\/media?parent=14936"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.americas.msh-intl.com\/fr\/wp-json\/wp\/v2\/categories?post=14936"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}